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ATM Cards
Need cash when the Credit Union is closed? Out of the area and need cash fast? Get a CFCU ATM card today! Make life a little easier for yourself. This card provides you with quick access to your cash, and there are plenty of free ATMs across the nation to serve your needs through the CO-OP Network. You can make withdrawals, transfers, deposits, and inquiries.
You can also use your card to make purchases at many merchants, which use a point-of-sale terminal. Slide your card, and enter your PIN to complete your transaction. This service is available at many grocery stores, gas stations, and department stores.
Click here to apply.
To report your ATM Card lost or stolen call 1-800-754-4128.
To activate your new ATM Card call 1-800-466-0040.
PIN Refersals: Misinformation Could Lead to Safety Issues
The Internet can often quickley spread "urban myth stories, such as the myth regarding PIN reversal to signal duress. PIN reversal technology is a concept based upon the possibility that a cardholder could remember (and reverse) his or her PIN at an ATM to draw attention in a dangerouse situation like a kidnapping or a robbery. Critics say that it is unlikely that anyone under these circumstances could successfully employ this technique without compromising personal safety.
Financial institutions within the United States have not deployed this technique despite several convincing email chain letters that have misstated this fact.
ATM Locations
All 7 of our branches have ATMs (in fact, Roseville & Harper Woods have 2!) Click here to locate the CFCU ATM nearest you, or visit the Co-Op Network to find one of more than 28,000 ATMs nationwide (including ATMs located inside of 5,300 7-11 Stores nationwide)that are surcharge-free.
Please see our Fee Schedule for additional fees that may be assessed with our ATM Cards.
Debit MasterCard
Your Questions Answered…
What is a Debit MasterCard?
It’s a card that gives you all the benefits of an ATM Card, plus this added bonus: You can use it to make purchases. Just present your card, sign the receipt, and the purchase amount will be deducted from your checking account.
Can I really use my card for purchases without paying interest charges?
Yes. Since the money for your purchase comes directly out of your checking account, there are no interest charges unless you access your overdraft line of credit.
Are there any fees to use the card?
This card is FEE FREE. When you make a purchase at a merchant you may be prompted to choose between a “debit” and a “credit” transaction. Choose “CREDIT”.
Is it safe?
Absolutely! You’ll have $0 liability for any unauthorized transaction… and carrying your card is much safer than carrying cash.
What other benefits will I enjoy?
Your Debit MasterCard can get you out of checkout lines fast because you won’t have to wait for check approvals. Every purchase will be listed on your monthly checking account statement, which can simplify your record keeping.
Click here to apply today!
To report your Debit MasterCard lost or stolen call 1-800-754-4128
To activate your new Debit MasterCard call 1-800-466-0040
See our Fee Schedule for fees that could be assessed with the Debit MasterCard.
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