Christian Financial Credit Union

ATM/Debit Cards

Need cash when the Credit Union is closed? Out of the area and need cash fast? Get a CFCU ATM or Debit card today! Make life a little easier for yourself. These cards provides you with quick access to your cash, and there are plenty of free ATMs across the nation to serve your needs through the CO-OP Network. You can make withdrawals, transfers, deposits, and inquiries.

Debit MasterCard

With a Debit MasterCard, you can use your card to access cash at ATMs, and you can also use your card to make purchases at many merchants who use a point-of-sale terminal. Slide your card, and select "Credit" to complete your transaction. This service is available anywhere Debit Mastercard is accepted. For your convenience, we've included some frequently asked questions regarding our Debit MasterCard.

What is a CFCU Debit MasterCard?: It’s a card that gives you all the benefits of an ATM Card, plus this added bonus: You can use it to make purchases. Just present your card, sign the receipt, and the purchase amount will be deducted from your checking account.
Can I really use my card for purchases without paying interest charges?: Yes. Since the money for your purchase comes directly out of your checking account, there are no interest charges unless you access your overdraft line of credit.
Are there any fees to use the card?: No. This card is FEE FREE. When you make a purchase at a merchant you may be prompted to choose between a “debit” and a “credit” transaction. Please choose “CREDIT”.
Is it safe?: Absolutely! You’ll have $0 liability for any unauthorized transaction… and carrying your card is much safer than carrying cash.
What other benefits will I enjoy?: Your CFCU Debit MasterCard can get you out of checkout lines fast because you won’t have to wait for check approvals. Every purchase will be listed on your monthly checking account statement, which can simplify your record keeping.

See our Fee Schedule for fees that could be assessed with the CFCU Debit Mastercard.

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Click here to Opt-In to Courtesy Pay Overdraft Coverage for Debit Card transactions.

ATM Card

Use a Christian Financial ATM to access cash via ATMs nationwide. With an ATM Card, you can make deposits at deposit-taking ATMs, make withdrawals, balance inquiries and even transfer funds between sub accounts!

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Click here to Opt-In to Courtesy Pay Overdraft Coverage for ATM Card Transactions.

Activation Info

To activate your new ATM Card call 1-800-466-0040.

To activate your new Debit MasterCard call 1-800-466-0040.

Security

As an added security feature to both our ATM & Debit Cards, your card usage is monitored for suspicious activity. In the event that a suspicious transaction comes through, you will receive a phone call from Falcon, our monitoring service. You will be asked to verify the transaction. In the event the transaction cannot be verified, your card will be declined. We encourage you to make sure Christian Financial has an accurate telephone number where you can best be reached at in case of this event. A cell phone number is highly recommended if you plan on traveling and using your ATM or Debit Card.

Lost/Stolen Info

To report your ATM Card lost or stolen call 1-800-754-4128.

To report your Debit MasterCard lost or stolen call 1-800-754-4128.

Locate a Surcharge-Free ATM

All 6 of our branches have ATMs (in fact, Roseville & Harper Woods have 2!) Click here to locate the CFCU ATM nearest you, or visit the CO-OP Network to find one of more than 28,000 ATMs nationwide (including ATMs located inside of 5,300 7-11 Stores nationwide) that are surcharge-free.

If you're on the road and looking for a convenient, surcharge-free ATM to access your CFCU accounts, just text your address (with city, state), zip code or intersection (with city, state) to MYCOOP (692667). You'll receive a reply within 30 seconds of the ATM nearest to your location. Need to see more? Just respond to that text with the word "More".

This is a free service to Christian Financial Credit Union Cardholders - only standard text messaging rates apply!

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