Christian Financial Credit Union

Online Bill Payment

CFCU has upgraded its Online Bill Payment System

Click here for the New Online Bill Pay Demo.

You shouldn't have to rely on a stack of sticky notes to remember when to pay your bills. With Christian Financial Credit Union's new and improved Online Bill Pay system you can receive convenient bill reminders and pay all of your bills from one secure web site. What could be easier than that? With Online Bill Pay you can:

Pay any bill, anytime.
Schedule one-time and recurring payments, days, weeks or months in advance.
Make same-day payments in a pinch (based on payee availability).
Control when and how much you pay.
Add a Quick Pay Widget in U@Home Online Banking for fast payments.
Be assured that your payments will arrive on time. We guarantee it!*

What's Changed?

Your Money Gets There Faster!

On our new system, your payments will get to the payee faster! When you schedule a payment, Online Bill Pay will automatically calculate the earliest available payment date based on the payee's processing capabilities. Your payment could be made as soon as today if you're in a pinch**, or tomorrow based on your payee's processing capabilities. (It may take up to four days for some payees to receive payments depending on their processing capabilities.)

On the old system, when you scheduled a payment for tomorrow, the money would come out of your account tomorrow, but not get to the payee for 2-3 days at best if the payee processed electronically (longer if processed by paper check). With the new and improved Online Bill Pay system, if you schedule a payment for tomorrow that is next-day capable, your payee will get paid tomorrow and the money will come out of your CFCU account the day after the payment is made.

Please Note: If your payment goes out as a check, the checks get mailed up to 4 days in advance of the payment date you select in order to ensure your payment arrives on time. This means if there is a chance the check could arrive prior to the date you select and be cashed. For this reason, if your payment goes by check, you should be prepared for the payment to clear your account up to 3 days prior to the date you select.

eBilling

Our new system also provides eBilling. This will allow you to import FULL bills from a list of merchants! You will no longer need to go to external web sites to access your bills!

Quick Pay Widget

With our new system, you can also add a box to your online banking home page for quick bill payments without needing to launch the full bill payment site! Simply visit the "User Info" menu and check out your available Home Page Boxes.

ZashPay

Need to send money to a friend or family member? We make it easy! Just use ZashPay! ZashPay allows CFCU members to send money to anyone they know - you just need to know the email address or mobile phone number of the person you're sending the money to! The recipient will receive an email or text message letting him/her know you have sent money and where to go to "claim" the payment (using a confirmation code they'll receive in the email/text). The recipient will go to ZashPay.com and input his/her own account information as to where they want the funds deposited. The recipient has 12 days to "claim" the payment before it expires (a reminder is sent at 7 days). The funds are sent via ACH, so the payment will be posted to the receiver's account within 1 - 3 days of the recipient claiming the payment. ZashPay transactions are $0.50/payment.

ZashPay can be found under the label of "Pay People" from the Bill Pay Widget or inside of the full bill pay site.

*As long as you schedule the transaction in accordance with Online Bill Pay's guidelines.

**Same day payments can be made for a fee of $9.95. Overnight payments for payees that do not accept electronic payments (paper check payments) can be done for a fee of $14.95.

+Refer to our fee schedule for monthly bill pay fees.

If you wish to enroll in Online Bill Payment, you must enroll through U@Home Online Banking. Simply click on "Bill Pay" on the top menu.

Not enrolled in U@Home Online Banking? Click here to read more about U@Home and enroll!

Business Online Bill Payment

CFCU is also offers Business Online Bill Payment. Access the service anytime, day or night, from U@Home Online Banking. Click here for more on Business Bill Pay!