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Budgeting

Through Accel, you can get help setting up a budget free of charge. Whether you want to create a budget to help build your savings, pay off your debt, or just stay on track, Accel can assist you. For help establishing a budget by phone, call the Accel Toll-Free Information Line at (877) 33-ACCEL.

Accel also offers an easy-to-use software tool called BudgetSmart that uses simple graphics and bar charts to help you manage money more effectively. You can use the program to establish a budget, track spending habits, view tips for improving areas of overspending (or inadequate saving), and experiment with "what if'" scenarios to determine how a major purchase or change in income would impact your budget.

You can download BudgetSmart free by clicking here. CD-ROMs are also available at our branch offices.

BudgetSmart Institution ID and Passcode for Download:

  • Institution ID: christianfinancial
  • Passcode: MI12032