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Checking

 

Christian Financial Credit Union has many Checking account options for you to choose from. All of our checking accounts offer convenient, access to U@Home Online Banking, free online check images, free use of the FAST Audio Teller, a free Debit MasterCard, and access to over 28,000 fee-free ATMs nationwide through the CO-OP Network. You can also re-order your checks online.

 

Compare the different checking features below or click on the specific checking account on the left menu for more detailed account information.

  E-Checking Select Checking Classic Checking Fusion Checking Club Elite Checking
Monthly Fee None* None** $4.50 None None
Minimum Balance None None None None None
Minimum Opening Deposit $25 $25 $25 $25 $25
Check Writing Unlimited Unlimited Unlimited Unlimited Unlimited
Free Debit MasterCard Yes Yes Yes Yes Yes
Free ATM Transactions Yes - at over 28,000 CO-OP Network ATMs Yes - at over 28,000 CO-OP Network ATMs Yes - at over 28,000 CO-OP Network ATMs Yes - at over 28,000 CO-OP Network ATMs Yes - at over 28,000 CO-OP Network ATMs
E-Statements Free-REQUIRED Free-Optional Free-Optional Free-Optional Free-Optional
U@Home Online Banking Access FREE if you have E-Statements FREE if you have E-Statements FREE if you have E-Statements FREE if you have E-Statements FREE if you have E-Statements
Online Check Images FREE FREE FREE FREE FREE
Online Bill Pay Access FREE $3.00/mo for up to 10 bill payments & $0.40 each thereafter $3.00/mo for up to 10 bill payments & $0.40 each thereafter $3.00/mo for up to 10 bill payments & $0.40 each thereafter $3.00/mo for up to 10 bill payments & $0.40 each thereafter
FAST Audio Teller Access FREE FREE FREE FREE FREE
Overdraft Protection From Savings or Line of Credit From Savings or Line of Credit From Savings or Line of Credit From Savings or Line of Credit From Savings or Line of Credit
Special Features Free U@Home Online Banking and Bill Payment 1/4% off closed end consumer loans (New loans only. Mortgages, Line of Credit, and Visa not applicable) & 1/4% bonus on new Certificates of Deposit with a term of 1 year or more.   College Combo (See Fusion Page for full details) & Visa Credit Cards to help build credit (Members under 18 must have joint/cosigner) Two Free Money Orders & One Free Cashier's Check per day.
NCUA Insured to at least $250,000 to at least $250,000 to at least $250,000 to at least $250,000 to at least $250,000

 

*Member is required to have E-Statements in order to have no monthly fee. If a member has E-Checking and is not enrolled in E-Statements during a given monthly period, a monthly maintenance fee of $4.50 will be assessed for each month until re-enrolled in the E-Statements program. Business accounts are not eligible for E-Checking.

**If Account does not meet required criteria during the monthly period, there will be a fee of $7.50 imposed each month until the criteria is met.

Click here for a Checking Account Reconciliation Form.