Christian Financial Credit Union

VISA Credit Cards

When you have a VISA Classic, Gold or Platinum credit card from Christian Financial Credit Union, you’ll find that it’s the only card you need. Use your card for all of your shopping and travel needs. Use your CFCU VISA card at millions of locations. Choose the card that best meets your needs and make the switch to CFCU today!

CFCU VISA card holders can also advance VISAs at CFCU or CO-OP Network ATMs free of surcharges!

Click here for ATM locations nationwide.

VISA Classic

A low 14.90% APR
No annual card fee
ATM access worldwide
25-day grace period
Low monthly payments
Credit Limits up to $5,000
Travel Accident Insurance
Auto Rental Insurance
Discounts at Hundreds of Retailers Online

VISA Gold

A low 10.90% APR
No annual card fee
ATM access worldwide
25-day grace period
Low monthly payments
Credit limits starting at $5,000
Travel Accident Insurance
Auto Rental Insurance
Discounts at Hundreds of Retailers Online

VISA Platinum

As low as 9.90% APR*
No annual card fee
Up to 1.00% cash back rewards*
0% on balance transfers for the first 90 days*
ATM access worldwide
25-day grace period
Low monthly payments
Credit limits starting at $2,500
Travel Accident Insurance
Auto Rental Insurance
Travel & Emergency Services
Extended Warranty Services
Discounts at Hundreds of Retailers Online

Apply Now!

Visa Rewards for CFCU Cardholders.

All CFCU cardholders have access to hundreds of special offers from merchants nationwide. These offers are available on the web or in-store. Click here to check out exclusive offers for Visa cardholders!

Transfer Existing Balances

We make it easy for you to transfer existing credit card balances from other financial institutions and department stores. Many of these cards could be charging you up to 24%! When your CFCU VISA is approved, we’ll pay off those balances with a cash advance from your new CFCU VISA.

Completed Visa Balance Transfer Request form is required upon receipt of application to be eligible for 0.00% on non-CFCU balance transfers for the first three months. Only Visa Platinum cards qualify for the promotional rate. Visa Classic & Gold card balance transfer rates default to their standard APR (Classic = 14.90% APR, Gold = 10.90% APR).

Report a Card Lost or Stolen

To Report a Visa Card Lost or Stolen call 1-800-237-6211.

Now Available - Visa Pay by Phone! Call 800.423.7503 to make a payment by telephone. You can make your payment anytime, day or night, even on the day it's due! You will be asked for the following information:

ABA # (transit / routing)
Checking Account #
Check #

Any payment amount is allowed and there is a limit of one payment made per single day.

Protect your Credit Card number when making online purchases with Verified by Visa!

Access your VISA account 24/7 with EZCardInfo! To use this great service, simply log into U@Home Online Banking, Click on "Services" on the left menu bar, and the click "Credit Card". From here you will automatically have secure access to your credit card information.

*Rates based on credit history; cash back rewards based on annual purchases. APR=Annual Percentage Rate. 0% on balance transfers applies to non-CFCU credit cards only. See disclosure for more details. Rates subject to change. Completed Visa Balance Transfer Request form required upon receipt of application to be eligible for 0.00% on non CFCU balance transfers for the first three months - Visa Platinum cards only qualify for promotional rate. Contact CFCU at 586.772.6330 or contact us for more details.