Woman sitting at desk using laptop


The following services are included with every business checking account:

  • Access to Online Banking to manage and make transfers between accounts on your own time
  • Online Check Imaging allows you to view and print checks that clear online, without having to request a copy from the credit union
  • Overdraft Protection allows funds to be transferred from Christian Financial savings account or line of credit for the amount needed to cover a check ($2.00 each)
  • Itemized Monthly Statements online or by mail
  • Free CO-OP Network ATM Transactions
  • Free Debit Card
  • Access to FAST Audio Teller & Online Banking


Express Pay

Express Pay* - per loan payment          $10.00 
*A $10 fee to use Express Pay will be applied per transaction. Christian Financial Visa Credit Cards cannot be paid through Express Pay. One-time loan payments made through Express Pay will be applied same-day if made before 5:00 pm on a Christian Financial business day. **Christian Financial Visa®️ Debit or Credit Cards cannot be used as payment methods in Express Pay. Full Disclosures

CF Business Advantage Checking:

Balance Monthly Fee # Of Free Transactions*
$25,000+ FREE 500
$15,000 -$24,999.99 FREE 350
$7,500 - $14,999.99 FREE 250
$2,500 - $7,499.99 FREE** 200

Small Business Checking:

Minimum Balance Monthly Fee # Of Free Transactions*
$0 (With free E-Statements) FREE*** 100

Classic Business Checking: 

Minimum Balance Monthly Fee # Of Free Transactions*
$0 $10 200

Business Online Bill Pay Service Charges

Online Business Bill Pay $9.95 per month for 20 transactions + $.40 each additional
Online Bill Pay same day payments $9.95
Online Bill Pay next day overnight checks $14.95

*Excess Transactions subject to a $0.20 per item fee
**If balance falls below $2,500 minimum a $10 monthly fee will be charged until balance is reestablished.
***If member cancels E-statements a $10 monthly fee will be charged until E-statements are reestablished.