Paying with Credit Card
 
Cash Back icon

CASHBACK BENEFITS


1.00% Cash Back on all purchases plus bonus Cash Back offers throughout the year

Not only will you receive 1.00% Cash Back on all your purchases made with your new CFCU Visa Signature card, but you will also have access to bonus Cash Back offers throughout the year.

Redeem your Cash Back at your convenience

Now you can redeem your Cash Back whenever you want it. You can also choose to have your Cash Back applied as a credit to your Visa or as a deposit into your CFCU checking account.

Access to our new Cashback Mall

Online retailers will provide you with special offers to increase your Cash Back. Access to the Cashback Mall is available through online banking.

TRAVEL BENEFITS


Travel & Emergency Benefits

With your Visa Signature you have access to travel and emergency assistance while you travel. Receive assistance with Pre-trip assistance, Medical and Emergency services, legal assistance, and even ticket replacement.
Full disclosures

Trip Delay

If you charged your trip to your CFCU Visa Signature card and your trip is delayed for more than 12 hours because of injury, illness, or inclement weather you have help. Visa will reimburse the cost of food and temporary lodging for up to three days.
Full benefit information and instructions for submitting a claim. 

Travel Accident Insurance

You can now travel with peace of mind knowing you have Travel Accident Insurance with your CFCU Visa Signature card. When the entire cost of your fare is charged to your CFCU Visa you have insurance up to $250,000.
Full benefit information and instructions for submitting a claim.

Baggage Delay

Baggage Delay will reimburse you up to $100 per day for up to 3 days, in the event of a baggage delay during your travels.
Full benefit information and instructions for submitting a claim.

Buyers Protections icon


BUYER'S PROTECTION


Buyer's Protection

Purchases made with your CFCU Visa Signature card could be covered for up to 90 days from purchase. Visa will reimburse you up to $1,000 for any purchase that is damaged or stolen.
Full benefit information and instructions for submitting a claim.

Warranty Manager

Some of your purchases made with your CFCU Visa may be eligible for Visa's warranty manager. Cardholders can register eligible products online and in some cases extend the warranty up to 3 years. With the online warranty manager, you will have access to warranty information, service, and repair centers. Click here for more details and contact information for the Warranty Manager Benefits.

Car crash icon

AUTO BENEFITS


Roadside Dispatch

Roadside Dispatch is an optional benefit that is available to you at no cost. Visa provides 24-hour access to roadside assistance such as towing, jump starting, fuel delivery, lockout services, and much more.
Click here for full disclosures.

Auto Rental Collision Damage Waiver

As a CFCU Visa Signature cardholder you no longer have to pay additional insurance costs on your rental vehicle. You may be reimbursed for the repair or replacement of a damaged rental vehicle due to collision, theft, or other physical damages.
Click here for full disclosures.

Explore even more information about Auto Benefits.

Credit Cards icon


VISA SIGNATURE BENEFITS - provided by Visa


Visa Signature Perks

Visa Signature gives you access to everyday benefits and even once-in-a-lifetime experiences in addition to the perks and Cash Back you already earn. Enjoy access to perks on entertainment, shopping, food, sporting events, and much more.Click here for more information about Visa Signature Benefits.

Visa Signature Concierge

Your CFCU Visa Signature gives you free 24/7 access to Visa Signature Concierge which can provide you with restaurant, hotel and travel information, Business arrangements, car rental and services, specialty services, and much more. Call the Visa Signature Concierge anytime at 1.800.953.7392. For calls outside the United States, call us collect at 1.630.350.4551.

OTHER CFCU BENEFITS

Community CA$H Community cash logo
Community CA$H give you access to discounts at local businesses and retailers. Simply create an account, add the organizations and businesses you are a member of, and never miss another deal! 

Visa Balance Transfers
Transfer your higher costing debt & earn 2.00% Cash Back!

‚ÄčOver the Credit Limit Coverage
Avoid the embarrassment of being declined at the register with our Over the Credit Limit coverage. When you go over your limit, you'll be charged a small fee of $25 per billing cycle that you are over the limit.

Download the Opt-In form and email to payments@cfcumail.org to enroll.

Need to change your PIN number?
Call 1-800-886-0083 and enter the card reference number. You will also need the full account number, the primary date of birth on the account, and finally the CVV (3 digit code on the back of the card). 

*Source: nerdwallet.com
Click here to view a complete guide to your signature benefits.