Couple in Bright Kitchen Cooking


Access your home’s equity! With some of the best HELOC rates in the area, a Home Equity Line of Credit is the smartest way to get home improvements checked off your to do list. Plus, we pay up to $350 of your homes appraisal**.

What is a HELOC?

A Home Equity Line of Credit, better known as a HELOC, is a way for homeowners to borrow money against the equity they have built up in their home. A HELOC allows you to borrow a certain amount of money and pay it back over time with weekly or monthly payments.

How do I use a Home Equity Line of Credit?

We suggest that you stick to home renovations such as roof repairs, or kitchen updates. However, you can use the funds however you see fit.

Home Equity Line of Credit Application

The HELOC Payment Calculator can give you an idea of what your payment might look like.

Effective January 27, 2022

Home Equity Loans

Home Equity Line of Credit 4.00%
Closed End Home Equity Click Here to View Rates from our partner, Mortgage Center

*APR = Annual Percentage Rate. Rates shown are best available, based on 80% loan-to-value and are based on credit history. The rate is variable and subject to change without notice. Loans requested for more than 80% of collateral value may be subject to a higher rate of interest. Home Equity Lines of Credit are available on primary residences only. Rates are subject to change without notice and are variable. Maximum rate that can be applied is 14.00% APR. Non-members may be charged a $10 new membership fee upon account opening. Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest. Contact CFCU for more information.  ​​Click here for more information on Home Equity loans from the Federal Reserve. **CFCU will pay up to $350 of closing costs, to be refunded after closing.