Home Equity Loans

Christian Financial offers two types of Home Equity Loans: Home Equity Lines of Credit and Closed End Equity Loans through our partner, Mortgage Center.*

With Home Equity Lines of Credit, you can borrow up to 80% of your home's value, minus liens and mortgage balances. A Home Equity Line of Credit can give you the flexibility to consolidate debt, make home improvements over time, and pay for large expenses, drawing on your line of credit over a ten year period.

Closed End Equity Loans through our partner, Mortgage Center, can give you the freedom to do things like home improvements, pay for college, and even consolidate bills. By using the equity in your home, the possibilities are endless with a Closed End Equity Loan from Mortgage Center. 

Accessing the equity in your home offers several advantages:

  • The interest you pay may be tax deductible. Ask your tax advisor if you qualify for the tax deduction.
  • Low interest rates make equity-based loans one of the smartest and most cost effective ways to borrow money.
  • You decide how to use the money- whether it's debt consolidation, college, or home improvement.  

​​Click here for more information on Home Equity loans from the Federal Reserve.

*Home Equity Lines of Credit are available on primary residences only.
​Rates are eligible to change without notice. This is not a fixed rate loan.