Couple Laughing


Paint the pantry, demo the den, or repair your roof by accessing the equity in your home! With low rates, a Home Equity Line of Credit is the smartest and most cost effective way to get those home improvements done. Plus, Christian Financial will pay your closing costs up to $350***!

Flexible Advantages

You get to decide how to use your money - whether you want to add a hot tub to your deck, or make an upgrade to your appliances, a HELOC can help!

Not looking to remodel? Use your line of credit to consolidate debt, pay for college, or that dream vacation you're always talking about.

What is a HELOC?

A HELOC or Home Equity Line of Credit** allows you to borrow up to 80% of your home's value, minus liens and mortgage balances. By borrowing the equity in your home you can finally cross off some of your to do list.

Apply for a Home Equity Line of Credit

Effective November 22, 2019

Home Equity Loans

Home Equity Line of Credit 4.75%
Closed End Home Equity Click Here to View Rates from our partner, Mortgage Center

*APR = Annual Percentage Rate. Rates shown are best available, based on 80% loan-to-value and are based on credit history. The rate is variable and subject to change without notice. Please contact a CFCU Financial Service Representative for full details.

**APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history and subject to change without notice. Rates listed are based on automatic loan payment. Loans requested for more than 80% of collateral value may be subject to a higher rate of interest. Home Equity Lines of Credit are available on primary residences only. Rates are subject to change without notice and are variable. Annual Percentage Rate (APR) is 4.75% to 14.00% based on your credit worthiness. Non-members may be charged a $10 new membership fee upon account opening. Contact CFCU for more information.  ​​Click here for more information on Home Equity loans from the Federal Reserve.
CFCU will pay up to $350 of closing costs, to be refunded after closing.