Person signing paper
 

Consumer Loans (Auto, Personal, etc.)

Coverage Rate*
Life $0.099 per $100 in loan
Life & Disability $0.299 per $100 in loan
Life, Disability & Unemployment $0.399 per $100 in loan

Credit Cards

Coverage Rate*
Life, Disability & Unemployment $0.300 per $100 in loan

Home Equity Loans

Coverage Rate*
Life $0.125 per $100 in loan
Life & Disability $0.317 per $100 in loan
Life, Disability & Unemployment $0.403 per $100 in loan


*Level rate is applied to the outstanding loan balance each month; however, if the outstanding loan balance is greater than $50,000, the rate will not apply to the amount that exceeds $50,000.