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Manage your cash flow with a Personal Line of Credit! A Line of Credit can help you get cash right away for those unexpected emergencies. And at a low rate, you save the money you would have paid on interest for more important things! 

With a Line of Credit offers:

  • No collateral required
  • No balance transfer or cash advance fees
  • Low payments
  • Low interest rate
  • No pre-payment penalty
  • Connects with your CFCU Checking account to prevent overdrafts
See your estimated payment with our payment calculator.

Effective April 5, 2020

Personal Loans

Type Term APR*
Line of Credit   9.90%
Personal Loan**** Up to 60 months 8.40%
Seasonal Personal Loan** For 12 months 5.99%
Share Pledged Loan   6.25%
Certificate Pledged Loan***   6.25%

*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, are available only on loans not already financed with CFCU and subject to change without notice. Loans requested for more than 95% of collateral value may be subject to a higher rate of interest. Please see a CFCU Financial Service Representative for full details. **For example, for a loan of $5,000 at 12 months with an interest rate of 5.99%, the monthly payment would be $430.31. Minimum loan amount limited to $500.00. Maximum loan amount limited to $5,000.00. No additional discounts for Auto Transfer/Electronic Payment. ***Term of loan cannot exceed term of certificate. ****Rate shown includes discount for automatic payment.