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PERSONAL LOAN OPTIONS

Use a personal loan however you see fit with great low rates from Christian Financial! Plus, you have access to manage your loan and make payments in Online Banking!

 

You Have Options

We have different unsecured loan options to meet your needs because life happens! With a low rate no collateral loan you can pay down debt, plan your perfect wedding, or make improvements to your home. Or, maybe you need a revolving line of credit? Tap into extra cash when you need it. 
 

Rates Matter

Getting a personal loan should be worry free! That's why we have afforable personal loan rates to fit your budget. Plus, manage your loan right inside Online Banking or in our mobile app. Ready to apply? Use our online personal loan application to get started! 
Not sure if a personal loan is right for you? Use our payment calculator to see how much you can afford to borrow.
Effective September 19, 2020

Personal Loans

Type Term APR*
Line of Credit   9.90%
Personal Loan**** Up to 60 months 8.90%
Seasonal Personal Loan** For 12 months 5.99%
Share Pledged Loan   6.25%
Certificate Pledged Loan***   6.25%

*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, are available only on loans not already financed with CFCU and subject to change without notice. Loans requested for more than 95% of collateral value may be subject to a higher rate of interest. Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest.Please see a CFCU Financial Service Representative for full details. **For example, for a loan of $5,000 at 12 months with an interest rate of 5.99%, the monthly payment would be $430.31. Minimum loan amount limited to $500.00. Maximum loan amount limited to $5,000.00. No additional discounts for Auto Transfer/Electronic Payment. ***Term of loan cannot exceed term of certificate. ****Rate shown includes discount for automatic payment.