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4 Quick Ways to Improve Your Credit Score Today

credit score imageYour credit score is a great indicator of how you use credit. Learn how your credit score is calculated and what may have an impact on your score.

Here are 4 quick ways to improve your credit today:
1. Pull your free credit report from all 3 bureaus from - Experian, Equifax and Transunion. You should receive one free credit report per year from each bureau (3 total). Review the report and highlight anything that looks incorrect. Especially keep an eye out for any signs of identity theft. Dispute any errors with the bureaus immediately.

2. If you feel like you're drowning in debt and need professional assistance, Christian Financial members can reach out to GreenPath for free credit counseling.

3. Make sure to pay your bills on time and keep balances low on credit cards. Delinquent payments, late payments and collection accounts on your credit report can hurt your score.

4. Don't apply for new credit very often. Apply for and open new credit accounts only when you need to. Each time your credit is run, this can negatively impact your credit score.With some attention and focus, you can improve your credit score over time and get it in home-ready shape. For a helpful worksheet of more tips and advice from our mortgage partner, Mortgage Center, click here.