Courtesy Pay & Overdraft Coverage

As a benefit to our members, we offer a useful feature on our checking account product - Overdraft Protection and Courtesy Pay! With Overdraft Protection, we may pay your non-sufficient-funds (NSF) checks and fees up to a pre-approved limit. This feature will save you time, embarrassment and the additional fees charged by many companies and merchants.

Transactions that can impact a draft account that may be subject to the overdraft policy include, but are not limited to:

  • Checks
  • ACH Transactions
  • Recurring Debit Card Withdrawals

Courtesy Pay allows overdraft protection on one-time debit card transactions, and you must opt-in for this coverage.