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Looking for a checking account with minimal fees, and an easy way to manage your money all in one convenient mobile app? Christian Financial’s E-Checking account has simple solutions for you.

Benefits of an E-Checking Account

Our E-Checking account includes a Visa Debit Card, which means you have access to your account wherever Visa is accepted. Plus, there is no need to wait for your card to arrive in the mail, get your card instantly issued in branch!

There are no minimum balances and no per item fee, which means you get the freedom you want from your checking account. And get access to 30,000 Fee-Free ATMs nationwide with the CO-OP Network.

Manage your Checking Account

Manage your E-Checking Account in Digital Banking.

Open an E-Checking

Switching From Another Financial Institution?

Switching your checking account is simple. Find out what you need to make the Xchange today.

+ How do I reorder checks

Christian Financial partners with Harland Clarke. Order checks from the Harland Clarke website. You will need:
  • Our Routing Number - 272484289
  • Your Account Number
  • Your Zip Code
Select the account type and click continue. 
From here you can select the checks you want order. Once you have made your selection click the cart in the upper right corner and follow the prompts to check out. 
Effective September 27, 2023

Checking Accounts

  Dividend Rate APY* Minimum Balance
Draft (checking) Accounts 0.00% 0.00% $0.00

*APY= Annual Percentage Yield. **If fees are applied, it may reduce the earnings on the account. Click here to view the full list of service charges & fees. The dividend rate is subject to change without notice.

Checking Service Charges

Essential Checking $6.00 per month
E-Checking with/without E-Statements* FREE/$6.00 per month
Select Checking with/without Debit Card, active loan & direct deposit FREE/$7.50 per month

*If a member has E-Checking and is not enrolled in E-Statements during a given monthly period, a monthly maintenance fee of $6.00 will be assessed for each month until re-enrolled in the E-Statement program. Business accounts not eligible for E-Checking. 

Contact Us:

Corporate Headquarters:
35100 Van Dyke Ave
Sterling Heights, MI 48312


Routing & Transit Number: 272484289
Download our Mobile App

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Christian Financial Credit Union was founded in 1950 and has grown to serve anyone who lives, works,
worships or goes to school in Macomb, Wayne, Oakland and St. Clair Counties. 
© 2006-2023 Christian Financial Credit Union  All Rights Reserved.
Federally insured by the NCUA
Equal Housing Opportunity Lender