Our Essential Checking account is for members who may prefer to manage their accounts more traditionally. With no minimum balance, unlimited check writing, and access to nearly 30,000 fee-free ATMs with the CO-OP Network we make managing your money easy.
Essential Checking members also receive debit cards with their accounts, which gives them access to their money wherever Visa is accepted. Essential Checking members can also take advantage of our Digital Banking.
For your financial safety, we have placed the phone number to change your PIN in Online Banking. Once logged in navigate to Accounts and then scroll down for the phone number. Or after your first PIN is established, you can visit one of our ATMs and change it right there.
+ How do I reorder checks
- Christian Financial partners with Harland Clarke. Order checks from the Harland Clarke website. You will need:
Select the account type and click continue.
- Our Routing Number - 272484289
- Your Account Number
- Your Zip Code
From here you can select the checks you want order. Once you have made your selection click the cart in the upper right corner and follow the prompts to check out.
Effective September 27, 2023
|Draft (checking) Accounts
*APY= Annual Percentage Yield. **If fees are applied, it may reduce the earnings on the account. Click here
to view the full list of service charges & fees. The dividend rate is subject to change without notice.
Checking Service Charges
||$6.00 per month
|E-Checking with/without E-Statements*
||FREE/$6.00 per month
|Select Checking with/without Debit Card, active loan & direct deposit
||FREE/$7.50 per month
*If a member has E-Checking and is not enrolled in E-Statements during a given monthly period, a monthly maintenance fee of $6.00 will be assessed for each month until re-enrolled in the E-Statement program. Business accounts not eligible for E-Checking.