A Health Savings Account (HSA) allows you to save pre-tax dollars to use on qualified medical expenses. Plus, with an HSA from Christian Financial, your account can stay with you, even if you move employers! 


Our HSA can give you peace of mind, and even an opportunity to save on some of your medical expenses. Qualified contributions are tax deductible* and remain in your account until you use them. Interest or other earnings are tax free, and when you pay qualified medical expense, your distributions may also be tax free. Don't forget, you have the added convenience of being able to access your funds with a Debit Card and through Digital Banking!


You must meet the following requirements to be eligible for an HSA*.

  • You are covered under a high deductible health plan (HDHP on the first day of the month.)
  • You have no other health coverage except what is permitted.
  • You aren’t enrolled in Medicare.
  • You can’t be claimed as a dependent on someone else’s tax return.

Open an HSA

Effective June 9, 2023


  Dividend Rate APY* Minimum Balance
Health Savings (HSA) 0.50% 0.50% $0.00

*APY= Annual Percentage Yield. **If fees are applied, it may reduce the earnings on the account. Click here to view the full list of service charges & fees. The dividend rate is subject to change without notice.

*Please seek professional tax advice for more information.

Contact Us:

35100 Van Dyke Ave
Sterling Heights, MI 48312


CFCU Routing & Transit Number: 272484289
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Christian Financial Credit Union was founded in 1950 and has grown to serve anyone who lives, works,
worships or goes to school in Macomb, Wayne, Oakland and St. Clair Counties. 
© 2006-2023 Christian Financial Credit Union  All Rights Reserved.
Federally insured by the NCUA
Equal Housing Opportunity Lender