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Checking Service Charges

Essential Checking $6.00 per month
E-Checking with/without E-Statements FREE/$6.00 per month
Select Checking with/without Debit Card, active loan & direct deposit FREE/$7.50 per month


Overdraft (NSF, Courtesy Pay) Service Charges

  • Returned deposited items
  • Non-sufficient funds (drafts, debit card transactions, debit card ATM withdrawals/purchases, pre-authorized withdrawals or bill pay items)
  • Items (ACH, checks, debit card transactions and online bill payment) paid by Courtesy Pay
$28.00 per item
Overdraft transfers from one deposit product to another (system-generated) - 
Essential Checking is allowed 4 total free per month across all Essential Checking accounts. Additional transfers are subject to this fee. Overdraft transfers from Lines of Credit are free.
  • Imposed for overdrafts created by checks, ATM withdrawals, debit card transactions at the Point of Sale, Bill Payments, ACH or by other electronic means.
$1.00 per item
Negative account fee for accounts with a negative status of 14 days or more $0.50 per day
Stop payment on checks or ACH $28.00


See our Fee Schedule for other fees that may be assessed with your checking account.

*VISA and Line-of-Credit loans are accepted, providing there is activity within a 3-month period.

**If account does not meet required criteria during the monthly period, there will be a fee of $7.50 imposed each month until the criteria is met.