Couple with Debit card

Debit Card

Need cash when the Credit Union is closed? Out of the area and need cash fast? Get a CFCU Debit card today! This card provides you with quick access to your cash, and there are plenty of free ATMs across the nation to serve your needs through the CO-OP Network . You can make withdrawals, transfers, deposits, and inquiries.

With a Debit Card, you can use your card to access cash at ATMs, and you can also use your card to make purchases at merchants across the globe. Slide your card, and select "Credit" to complete your transaction. This service is available anywhere our debit card is accepted. 

Activation Info

To activate your new Debit Card call 1-800-466-0040.


As an added security feature to our Debit Cards, your card usage is monitored for suspicious activity. In the event that a suspicious transaction comes through, you will receive a phone call from Falcon, our monitoring service. You will be asked to verify the transaction. In the event the transaction cannot be verified, your card will be declined. We encourage you to make sure Christian Financial has an accurate telephone number where you can best be reached at in case of this event. A cell phone number is highly recommended if you plan on traveling and using your Debit Card.

Lost/Stolen Info

To report your Debit Card lost or stolen call 1-800-754-4128.

Locate a Surcharge-Free ATM

All of our branches have ATMs (in fact, Roseville, Sterling Heights & Harper Woods have two!) Click here to locate the CFCU ATM nearest you, or visit the CO-OP Network to find one of nearly 30,000 ATMs nationwide (including ATMs located inside of 5,300 7-Eleven Stores nationwide) that are surcharge-free.

If you're on the road and looking for a convenient, surcharge-free ATM to access your CFCU accounts, download the free CO-OP ATM Locator app in the Google Play or Apple iTunes store.

Need to change your PIN number?

Go to any CFCU ATM machine and change your PIN there. Don't have time to make it to a branch? Call 1-800-503-9249 and enter the card reference number. You will also need the card expiration date, as well as the primary date of birth on the account. 

*NOTE: Funds deposited into Christian Financial ATMs may be held. If you use our ATM and are not a CFCU member, please contact your financial institution for more information.