Card Service Charges
|Cash withdrawals at a Non-CO-OP ATM
|Visa Gift Cards
Overdraft (NSF, Courtesy Pay) Service Charges
- Returned deposited items
- Non-sufficient funds (drafts, debit card transactions, debit card ATM withdrawals/purchases, pre-authorized withdrawals or bill pay items)
- Items (ACH, checks, debit card transactions and online bill payment) paid by Courtesy Pay
|$28.00 per presentment
|Overdraft transfers from one deposit product to another (system-generated) -
Essential Checking is allowed 4 total free per month across all Essential Checking accounts. Additional transfers are subject to this fee. Overdraft transfers from Lines of Credit are free.
- Imposed for overdrafts created by checks, ATM withdrawals, debit card transactions at the Point of Sale, Bill Payments, ACH or by other electronic means.
|$1.50 per item
|Negative account fee for accounts with a negative status of 15 days or more
||$0.50 per day
|Stop payment on checks or ACH
||$28.00 or $56.00 per series