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Save all year long for the upcoming holiday season! Christian Financial’s Christmas Club Savings account allows you to make deposits all year long and are made available before the holiday season. Worry less with a Christmas Club account this season.

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You will be surprised with how much you can save throughout the year! Plus, earn interest on the balance of your account. All you need to get started is a deposit of $100 or more!
Your Christmas Club balance is automatically transferred to your regular savings account the evening of November 1. A Christmas Club account pays dividends on daily balances of $0.01 or more. Dividends are compounded daily and credited quarterly.

Use our savings calculators learn more about your savings options.


Effective March 30, 2023

Share Accounts

  Dividend Rate APY* Minimum Balance
Savings** 0.05% 0.05% $100.00
Christmas Club** 0.25% 0.25% $100.00
Draft (checking) Accounts 0.00% 0.00% $0.00
Health Savings (HSA) 0.50% 0.50% $0.00
IRA Savings  0.50% 0.50% $1,000.00

*APY= Annual Percentage Yield. **If fees are applied, it may reduce the earnings on the account. Click here to view the full list of service charges & fees. The dividend rate is subject to change without notice.
Contact Us:

35100 Van Dyke Ave
Sterling Heights, MI 48312


CFCU Routing & Transit Number: 272484289
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Christian Financial Credit Union was founded in 1950 and has grown to serve anyone who lives, works,
worships or goes to school in Macomb, Wayne, Oakland and St. Clair Counties. 
© 2006-2023 Christian Financial Credit Union  All Rights Reserved.
Federally insured by the NCUA
Equal Housing Opportunity Lender