Christmas ornaments
 

Share and Money Market Accounts

  Dividend Rate APY* Minimum Balance
Savings** 0.100% 0.10% $100.00
Christmas Club** 0.499% 0.50% $100.00
Draft (checking) Accounts 0.000% 0.00% $0.00
Health Savings (HSA) 0.499% 0.50% $0.00
Passbook IRA 0.499% 0.50% $50.00
Split Money Market 0.100% 0.10% $100.00 - $2,499.99
  0.349% 0.35% $2,500.00 - $9,999.99
  0.499% 0.50% $10,000.00 - $49,999.99
  0.797% 0.80% $50,000.00 and over

*APY= Annual Percentage Yield

**If fees are applied, it may reduce the earnings on the account. Click here to view the full list of service charges & fees.
The dividend rate is subject to change without notice.


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Savings Service Charges

Excessive withdrawals on a Money Market account
(more than 6 withdrawals per month)
$3.00 per item
HSA set-up fee $20.00
IRA Savings inactivity fee (reviewed for activity between January 1 and December 31 each calendar year), effective for accounts with a balance less than $1,000.00 $40.00
IRA Certificate & Passbook closeout charge $25.00

See our Fee Schedule for other fees that may be assessed with your savings account.