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IRA Certificates

  $1,000 - $9,999.99 $10,000 - $99,999.99 $100,000 or More
Term Dividend Rate APY* Dividend Rate APY* Dividend Rate APY*
1 Year 1.736% 1.75% 1.736% 1.75% 1.736% 1.75%
18 Month 1.785% 1.80% 1.785% 1.80% 1.785% 1.80%
2 Year 2.227% 2.25% 2.227% 2.25% 2.227% 2.25%
3 Year 3.057% 3.10% 3.057% 3.10% 3.057% 3.10%
4 Year 3.154% 3.20% 3.154% 3.20% 3.154% 3.20%
5 Year 3.203% 3.25% 3.203% 3.25% 3.203% 3.25%
             

*APY = Annual Percentage Yield

All rates are subject to change without notice. Contact a CFCU Financial Service Representative for full details.


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Savings Service Charges

Excessive withdrawals on a Money Market account
(more than 6 withdrawals per month)
$3.00 per item
HSA set-up fee $20.00
IRA Savings inactivity fee (reviewed for activity between January 1 and December 31 each calendar year), effective for accounts with a balance less than $1,000.00 $40.00
IRA Certificate & Passbook closeout charge $25.00

See our Fee Schedule for other fees that may be assessed with your savings account.