Man playing guitar
 
Rates Effective May 31, 2019.

IRA Certificates

 
  $1,000 - $9,999.99 $10,000 - $99,999.99 $100,000 or More
Term Dividend Rate APY* Dividend Rate APY* Dividend Rate APY*
1 Year 1.736% 1.75% 1.736% 1.75% 1.736% 1.75%
18 Month 1.785% 1.80% 1.785% 1.80% 1.785% 1.80%
2 Year 2.227% 2.25% 2.227% 2.25% 2.227% 2.25%
3 Year 2.716% 2.75% 2.716% 2.75% 2.716% 2.75%
4 Year 2.813% 2.85% 2.813% 2.85% 2.813% 2.85%
5 Year 2.862% 2.90% 2.862% 2.90% 2.862% 2.90%
             

*APY = Annual Percentage Yield

All rates are subject to change without notice. Contact a CFCU Financial Service Representative for full details.


‚Äč

Savings Service Charges

Excessive withdrawals on a Money Market account
(more than 6 withdrawals per month)
$3.00 per item
HSA set-up fee $20.00
IRA Savings inactivity fee (reviewed for activity between January 1 and December 31 each calendar year), effective for accounts with a balance less than $1,000.00 $40.00
IRA Certificate & IRA Savings closeout charge $25.00