Add Your Card
Adding your card to Samsung Pay
It only takes a few clicks to add your Christian Financial card to Samsung Pay.
- Open Samsung Pay on your phone.
- Tap “Add credit/debit card.”
- Snap a pic of your card or enter the details manually.
Make CFCU Your Default
How to make your Christian Financial card your default card
Samsung Pay does not offer a “default” card option. The card that was last used, viewed, or registered will be the first card to appear, be sure to select your Christian Financial card before you pay for your purchase.
How to make purchases with Samsung Pay
Make contactless purchases with Samsung Pay by using your Samsung device by holding your device near the register and authenticating your payment with your fingerprint, PIN, or iris scan
Make online purchases securely by clicking the Samsung Pay payment option then select your Christian Financial card and authenticate with your fingerprint, PIN, or iris scan to complete your online purchase.
Make In -App purchases securely by clicking the Samsung Pay payment option then select your Christian Financial card and authenticate with your fingerprint, PIN, or iris scan to complete your online purchase.
View stores and apps that accept Samsung Pay.
Frequently asked questions
What is Samsung Pay?
Samsung Pay provides owners of select Samsung Galaxy devices the ability to use their Galaxy phone to make payments almost anywhere you can swipe or tap your Christian Financial credit/debit cards.
How does Samsung Pay work?
Select Samsung Galaxy devices are equipped with Near Field communication technology (NFC) that transmits the tokenized version of the credit card / debit card payment credentials securely to a merchant terminal. In addition to NFC, Samsung Pay supports a new proprietary technology, Magnetic Secured Transmission (MST) which transmits the same secure tokenized credit card / debit card payment credentials. See below for more information about NFC and MST.
How do I remove my card from Samsung Pay?
When in the Samsung Pay app, you can touch your card to view the card details and also select the delete option.
How do I get Samsung Pay on my Device?
Samsung Pay is available with the Galaxy Note8, S8, S7, S7 edge, S6, S6 active, S6 edge+, S6 edge, Note5, Gear S2 (with NFC only) and Gear S3 through an app update. The availability will vary by mobile network operator. The app will appear when the customers install the operating system update. Samsung Pay will be a preloaded app on upcoming Samsung Iconic devices. The app is not available for download on unsupported devices.
How do I pay using Samsung Pay?
- Once your eligible Christian Financial card is registered to Samsung Pay, you may access Favorite Cards by swiping up from the bottom of your screen.
- The most recently added or used card is displayed. Swipe left or right to scroll through your registered payment cards.
- When you have the desired card selected, place your finger on the Home button. To use your Samsung Pay PIN, touch PIN. Then, enter your four-digit PIN.
Samsung Pay will indicate that you are ready to make a payment.
For NFC Payments
For MST Payments
- Hold the phone above the NFC reader on the payment terminal
- Align the camera with the NFC logo
- The two devices should be almost touching
Using Samsung Pay on the Gear S3
- Hold the phone closely to the terminal
- Align the camera to face the magnetic stripe card reader
- The two devices should be almost touching
- Simply press and hold the back key to launch Samsung Pay on your Gear S3
- Rotate the bezel to select a card
- Tap to pay at any NFC or MST terminal
If necessary, complete the transaction on the payment terminal. For example, if you are using a debit card, you are still required to enter your Personal Identification Number (PIN). Some merchants/terminals may prompt you to verify the total charges are correct, while others will require a signature.
Which Christian Financial cards can I use with digital wallets?
You can use your Christian Financial Visa debit card, Visa Signature card or your Visa Platinum card.
How do my Christian Financial credit or debit cards work with digital wallets?
When you add your CFCU debit or credit card, the number from your plastic card is replaced with a secure device account number (also called a token). This token is passed onto the merchant for payment instead of your actual card number.
Can I have my card in more than one device?
Yes. You can add multiple Christian Financial credit/debit cards to Wallet for use with digital wallets on multiple devices.
If I have a card with a chip/signature, will it work with a digital wallet?
Our Christian Financial Chip cards will work with Apple Pay®, Google Pay™, Samsung Pay, Fitbit Pay, Garmin Pay and Click to Pay by Visa.
Can I add the same Christian Financial credit or debit card in multiple digital wallets?
Yes. Members can add their Christian Financial credit or debit cards to multiple digital wallets.
Is there a fee associated with using a CFCU card with a digital wallet?
CFCU does not charge any fees to add your credit or debit cards to a digital wallet. There is no cost to use a digital wallet from Christian Financial; however, an active data plan is required. Based on your wireless plan and mobile carrier's offering, additional message and data charges may apply. Your credit card terms and conditions and/or your debit card account agreement will apply for purchases.
Can a digital wallet token be used for recurring charges, subscriptions or bills (Netflix, Amazon Prime, etc.)?
This service is not currently available.
Can I lock a digital wallet?
Digital Wallets are locked when the device is locked.
What is the Secure Element?
The Secure Element is a dedicated chip in the device that securely stores the device account number.
What is a device account number (token)?
A device account number (token) is a substitute account number that replaces your card number and is used to make secure purchases in stores and in app. A device account number will not work outside of the secure payment environment.
Am I liable for unauthorized charges made with a digital wallet?
If you find unauthorized purchases through one of your digital wallets, please contact our member solutions center immediately at 586.772.6330.
What if my card is lost or stolen?
If your card has been lost, stolen, call us immediately at 1.586.772.6330. Replacement cards will arrive in the mail within 7-10 days.
If your card has been lost, stolen, call us immediately at 1.800.754.4128. If you need a new card right away, you can visit one of our CFCU locations
and get a card instantly issued to you! Otherwise, replacement cards will arrive within 7-10 days.
What happens when I replace or update my device?
If you replace or update your device, you will need to add your card(s) again to your digital wallet as new setup.
What happens when my card is replaced?
Whether your card is replaced because it is lost or stolen, or if the card has expired, in most cases your new card will be automatically associated to the existing Digital Account Number (Token) in your device and continue to be used for payments. If, for some reason, Christian Financial could not re-add your new card to the existing Digital Account Number (Token), you will see a notation in App that the card isn't active for use. You can then re-add your card, as you did initially to make it active again.
How do I make returns with purchases I’ve made using a digital wallet?
You can make a return the same way you would with your plastic card today by contacting the merchant directly. We do recommend you bring the device that you used when returning items purchased with a digital wallet.
Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.