for Certificates of Deposits (CDs)

Open a CD Today
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12 Month CD

Start Building your Savings Today

Open a 12 month CD

18 Month CD

Put a money aside and watch it grow! 

Open a 18 month CD
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24 Month CD

Save Now, Splurge Later

Open a 24 month CD

What are Certificate of Deposits (CDs):  

Certificates of deposit, or CDs, are the perfect option for making your savings grow. It is a safe and predictable  savings account that pays you a higher interest rate in return for securely locking your money away for a certain period of time. The longer you save, the more you earn.* Keep in mind, once you open up your account, you will not be able to add additional funds to your CD for the duration of the term.  

Once your term ends, you can leave it as is for automic renewal, open a new CD with a different term and rate, or add or withdrawl your funds within a 10 day penalty-free period. 

Check Out the Benefits of a Certificate of Deposit:  

Low minimum balance
Only $1,000 to open a 12, 18 & 24 month CD. 

NCUA Insured 
Confidence and trust that your funds are secure with us. 

No market risk

Your CD's performance is independent of market fluctuations, so there is no risk involved.  

Guaranteed returns 
Your money will experience consistent growth at a predetermined rate.  

Simple to open 

Open your new CD online in minutes. Fund your new CD with money held outside the Credit Union or from your Christian Financial account.

Other Options for Certificates of Deposits: 

  • Super Saver—With a Super Saver Certificate, all you need is $500 and one year until maturity. The best part is that during the term you can make additional deposits of at least $50.
  • Term Certificates—A term certificate allows you to choose the length of time to invest your money for. Christian Financial offers term certificates from 6 months to 5 years. 
  • Save to Win— Save to Win is a 12-month certificate of deposit that builds savings while also giving you the chance to win thousands of cash prizes monthly and several $5,000 cash prizes quarterly each year!  
*APY = Annual Percentage Yield. APY is not variable and will not change after the certificate is opened. APY is accurate as of 10/03/23. Minimum balance to earn APY is $1,000 and balance must be maintained for the full term of the certificate. The penalty for early withdrawal is 90 days interest (whether earned or not) for 12 month CDs and 180 days interest (whether earned or not) for 18 and 24 month CDs. If the interest penalty exceeds the interest earned, the difference will be deducted from the principal amount. The dividend rate is subject to change without notice. Please see our Disclosures for full details. Federally insured by NCUA.
Contact Us:

Corporate Headquarters:
35100 Van Dyke Ave
Sterling Heights, MI 48312


Routing & Transit Number: 272484289
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Christian Financial Credit Union was founded in 1950 and has grown to serve anyone who lives, works,
worships or goes to school in Macomb, Wayne, Oakland and St. Clair Counties. 
© 2006-2023 Christian Financial Credit Union  All Rights Reserved.
Federally insured by the NCUA
Equal Housing Opportunity Lender