Mother and Daughter

Loan Rates

Effective November 1, 2018


Mortgages
  APR*
Mortgage Center Tap for Rates and Mortgage Info

Auto Loans

Rates valid for New Autos (Model Years 2016 and Newer)
Term APR*
Up to 36 Months  2.74%
Up to 60 Months  2.99%
Up to 72 Months  3.24%
Up to 84 Months
- Models up to 2 Years Old
3.74%

Rates valid for Used Autos (Model years 2015 and Older)
Term APR*
Up to 36 Months                   3.24%
Up to 60 Months  3.49%
Up to 72 Months  3.74% 

*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, are available only on loans not already financed with CFCU and subject to change without notice. Rates listed are based on automatic loan payment. Loans requested for more than 100% of collateral value may be subject to a higher rate of interest. Please see a CFCU Financial Service Representative for full details.



Personal Loans

Type Term APR*
Line of Credit   9.90%
Personal Loan*** Up to 60 months 8.40%
Share Pledged Loan   6.25%
Certificate Pledged Loan**   6.25%

*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, are available only on loans not already financed with CFCU and subject to change without notice. Loans requested for more than 95% of collateral value may be subject to a higher rate of interest. Please see a CFCU Financial Service Representative for full details.

**Term of loan cannot exceed term of certificate.

***Rate shown includes discount for automatic payment.


Debt Shed

  APR*
Debt Shed 7.99%**

*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, and subject to change without notice. Please see a CFCU Financial Service Representative for full details.

**Max to Lend = $7,000. No additional discounts for Auto Transfer/Electronic Payment. Refinancing of existing CFCU debt not available with Debt Shed.


Visa Credit Cards

  APR*
Visa Platinum Credit Card 8.90%
Visa Signature Credit Card 9.90%

*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, and subject to change without notice. Please see a CFCU Financial Service Representative for full details. Click here to view a complete guide to your signature benefits.



Boats & Recreational Vehicle Loans

(Boats, RVs, Travel Trailers, Motor Homes, Mobile Homes)

Loan Amount

Max Term APR*
Any amount Up to 120 months 3.99%
$25,001 - $74,999 Up to 180 months 4.49%
$75,000 and Above Up to 240 months 4.99%

 

*APR = Annual Percentage Rate. Rates shown are the best available, require automatic payments, are based on credit history, and subject to change without notice. Loans requested for more than 85% of collateral value may be subject to a higher rate of interest. Please see a CFCU Financial Service Representative for full details.



Power Sports Loans

(Motorcycles, Jet Ski's, Snowmobiles, Off Road Vehicles, Camper Tops, Riding Lawn Tractors)

Term APR*
Up to 60 Months 4.99%
Up to 84 Months (must be over $10,000) 5.49%

*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, and subject to change without notice. Rates listed are based on automatic loan payment. Loans with a collateral loan to value of more than 85% may be subject to a higher rate of interest. Please see a CFCU Financial Service Representative for full details.



Home Equity Loans

  APR*
Home Equity Line of Credit 5.25%
Closed End Home Equity Click Here to View Rates from our partner, Mortgage Center

*APR = Annual Percentage Rate. Rates shown are best available, based on 80% loan-to-value and are based on credit history. The rate is variable and subject to change without notice. Please contact a CFCU Financial Service Representative for full details.


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*APR = Annual Percentage Rate. All rates are best available, are based on credit history and automatic loan payment, and are subject to change without notice. Auto loans requested for more than 100% of collateral value may be subject to a higher rate of interest. Recreational vehicles requested for more than 85% of collateral value may be subject to a higher rate of interest.
**Max to Lend = $7,000. No additional discounts for Auto Transfer/Electronic Payment. Refinancing of existing CFCU debt not available with Debt Shed.
***Term of loan cannot exceed term of certificate.