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SAVINGS RATES

Effective March 18, 2024
 


Share Accounts

  Dividend Rate APY* Minimum Balance
Savings** 0.05% 0.05% $100.00
Christmas Club** 0.25% 0.25% $100.00
IRA Savings  0.50% 0.50% $1,000.00

*APY= Annual Percentage Yield. **If fees are applied, it may reduce the earnings on the account. Click here to view the full list of service charges & fees. Yields may change after opening, and are subject to change without notice.

6 Month Certificate

Term Dividend Rate APY* Minimum Balance
6 Month*                                         1.99% 2.00% $500

*APY = Annual Percentage Yield. Dividends are compounded and credited quarterly. Penalties may apply for early withdrawals from certificate accounts. Fees may reduce earnings. Rates are subject to change without notice. See full details.


Certificates of Deposits

Term Dividend Rate APY* Minimum Balance
12 Month Super Saver Certificate** 3.93% 4.00% $500
12 Month Save To Win Certificate*** 1.49% 1.50% $25
12 Month Youth Certificate 4.89% 5.00% $250
12 Month 4.89% 5.00% $500
18 Month 4.41% 4.50% $500
24 Month 4.41% 4.50% $500
36 Month 4.65% 4.75% $500
48 Month 3.45% 3.50% $500
60 Month 3.45% 3.50% $500

*APY = Annual Percentage Yield. Dividends are compounded and credited monthly. Penalties may apply for early withdrawals from certificate accounts. Fees may reduce earnings. Rates are subject to change without notice. See full details.

**SUPER SAVER CD
Additional Super Saver deposits not to exceed $100,000 in aggregate per Certificate. Maximum number of Super Saver Certificates is limited to TWO per Social Security number.  See full details. 

***SAVE TO WIN
Additional deposits can be made throughout the term of the certificate. Maximum number of Save To Win Certificates is limited to ONE per Social Security number. See full disclosures for specific Save To Win CD details. Save to Win Early Withdrawal Penalty will be equal to $25. Fees may reduce earnings.  See full details. 

 

IRA Certificates

 
Term Dividend Rate APY* Minimum Balance
12 Month 4.89% 5.00% $500
18 Month 4.41% 4.50% $500
24 Month 4.41% 4.50% $500
36 Month 4.65% 4.75% $500
48 Month 3.45% 3.50% $500
60 Month 3.45% 3.50% $500

*APY = Annual Percentage Yield. All rates are subject to change without notice. See full details. 

Money Market

  Dividend Rate APY* Minimum Balance
Money Market Savings** 0.25% 0.25% $100.00 - $2,499.99
  0.75% 0.75% $2,500.00 -  $9,999.99
  0.85% 0.85% $10,000.00 - $49,999.99
  1.09% 1.10% $50,000.00 - $149,999.99
  1.24% 1.25% $150,000.00 and above

*APY= Annual Percentage Yield. Yields may change after opening, and are subject to change without notice. **This account has a blended rate. Contact us for full terms and conditions.
View Loan Rates

*APY = Annual Percentage Yield. All rates are subject to change without notice.
**If fees are applied, it may reduce the earnings on the account.
***Additional Deposits can be made throughout the term of the certificate. Maximum number of Save to Win Certificates is limited to ONE per Social Security Number. Tap here for full rules and details.
^Additional Super Saver Deposits not to exceed $50,000 in aggregate per certificate. Maximum number of Super Saver Certificates is limited to TWO per Social Security Number.