Man driving car


Finance your new/used car, or refinance your current auto loan from another financial institution! Christian Financial offers some of the lowest interest rates in the state. Plus, you can apply for an auto loan in 5 minutes or less online.


Save Money with Christian Financial!

With our low rates, you can save money on the interest of your auto loan. If you have a car loan with another bank or credit union you could save money by refinancing your current loan with Christian Financial.

Online Auto Loan Application 

Effective September 27, 2023

Auto Loans

Rates valid for 2021-2023 New & Used Auto Loans
Term APR*
12 - 60 months 5.79%
61 - 75 months  |  $15,000 & over 6.04%
76 - 84 months  |  $30,000 & over 6.79%

Rates valid for Used Autos (Model years 2014 - 2020)
Term APR*
12 - 60 months                 6.29%
61 - 75 months  |  $15,000 & over 6.54%
76 - 84 months  |  $30,000 & over 7.29%

Rates valid for Used Autos (Model years 2013 and older)
Term APR*
12 - 60 months                               8.79%

*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, are available only on loans not already financed with Christian Financial and subject to change without notice. Rates listed are based on automatic loan payment. For example, for a loan of $20,000 at 60 months with an interest rate of 5.79% APR, the payment will be $384.71. Loans requested for more than 105% of collateral value may be subject to a higher rate of interest. Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest. Please see a Christian Financial Service Representative for full details. 


Looking for a car dealership? Take a look at our list of indirect auto dealers Christian Financial works with to help our members finance the car of their dreams. Christian Financial works closely with these dealers to give our members a smooth car financing process. Purchase a vehicle through any of our partner auto dealerships and you can expect to walk in, pick out your car and complete all the financial paperwork right at the dealership.

Our Partner Dealers:

TruStage Auto & Home Insurance Program

See all of our Insurance Offerings here.