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Are you ready to start saving for a home? The NestFund is just for you!

NestFund is a variable rate certificate of deposit that allows you to add to you your balance throughout the term. Along with helping you save for a down payment on your first home, NestFund brings you exclusive features to help you boost your savings. ​  
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Rates effective October 1, 2018

NestFund

Term Interest Rate APY* Minimum Balance
24 Months  1.302 % 1.310% $100.00
36 Months  1.547% 1.558% $100.00
48 Months  1.660% 1.672% $100.00
60 Months    2.078% 2.098% $100.00

*APY = Annual Percentage Yield. Total deposits not to exceed $25,000 in aggregate per Certificate. Maximum number of NestFund Certificates is limited to ONE per Social Security number. Minimum opening balance is $100.00

CD Early Withdrawal Penalties: CDs with a maturity of 24 months: the penalty will be 180 days interest (whether earned or not); CDs with a maturity of 36, 48, or 60 months: the penalty will be one year of interest (whether earned or not). Note: If the interest penalty exceeds the interest earned, the difference shall be deducted from the principal amount. Penalty waived if funds are used towards a home purchase financed through Mortgage Center. CFCU will match interest earned up to $500 when funds are used for a down payment for a mortgage financed with Mortgage Center. Rate may increase or decrease based on changes in the Case Shiller Detroit Index. The maximum rate at any point in the term shall not exceed 3.00% APY or fall below 0.50% APY.

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