Add Your Card

It only takes a few clicks to add your Christian Financial card to Apple Pay.​​
 
Step 1: Open the Wallet app on your iPhone and tap the Add button in the upper-right corner
   
Step 2: Snap a pic of your card or enter the details manually
   
Step 3: Follow the steps to complete adding your card to your digital wallet. 

Add Your Card

Step 1: Open the Google Pay app on your phone and tap the card icon in the upper right corner
   
Step 2: Then select either "Payment Method" or "Add A Card".
   
Step 3: Snap a pic of your card or enter the details manually.
   
  Step 4: Follow the prompts to complete adding your card to Google Pay. 

Adding Your Card

It only takes a few clicks to add your Christian Financial card to Samsung Pay.
 
Step 1: Open Samsung Pay on your phone and Tap "Add Cars."
   
 Step 2: Select "Add credit/debit card."
   
Step 3: Snap a pic of your card or enter the details manually.

Fitbit Pay™

Use Fitbit to make easy and secure purchases at millions of stores right from your watch! Whether you are buying water after training for a marathon or out to dinner with friends, Fitbit Pay allows you to pay on the go.

Set up Fitbit Pay 
Make CFCU Your Default

Garmin Pay™

Forget your wallet? No problem! With Garmin Pay, you can use your Garmin device to make contactless purchases while you are on the move. Just look for the contactless symbol at the register.

Setting Up Garmin Pay

  1. Open the Garmin Connect™ app and select
  2. Step 2:Select Garmin Pay> Get started, then follow the on-screen instructions
  3. Once you are set up select
  4. Select Garmin Pay>  > Add card, then follow the on screen instructions. 
Please note: You may have to refer to your Garmin product user manual for additional information. You can find additional support, here.

Make CFCU Your Default

Step 1: Open the Google Pay app on your phone and select the card icon in the upper right corner.
   
Step 2: Tap your CFCU Card and turn on "Default for contactless".

Make CFCU Your Default

Samsung Pay does not offer a “default” card option. The card that was last used, viewed, or registered will be the first card to appear, be sure to select your Christian Financial card before you pay for your purchase.

Click to Pay with Visa

Forget entering your credit card number, looking up passwords or filling out shipping/billing information. Click to Pay by Visa has you covered for your on-line and in-app purchases. Just set up once and save time where you see the Click to Pay Icon. For more information about click to pay and how to set up your CFCU Cards visit the Visa website.

Make CFCU Your Default

Step 1: Open the Settings app on your iPhone and tap "Wallet & Apple Pay”.
   
Step 2: Scroll down to "Default Card."
   
Step 3: Select your Christian Financial card and you're all set.

Making Purchases




IN STORES

 Make contactless purchases with Samsung Pay by using your Samsung device by holding your device near the register and authenticating your payment with your fingerprint, PIN, or iris scan
 
ONLINE
Make online purchases securely by clicking the Samsung Pay payment option then select your Christian Financial card and authenticate with your fingerprint, PIN, or iris scan to complete your online purchase.
 
IN-APP
Make In -App purchases securely by clicking the Samsung Pay payment option then select your Christian Financial card and authenticate with your fingerprint, PIN, or iris scan to complete your online purchase.

View stores and apps that accept Samsung Pay.

Making Purchases



IN STORES

Make contactless purchases with Google Pay using your smart phone or watch and hold your device near the register.
 
ONLINE
Make online purchases securely with Google Pay by clicking the Google Pay option then select your Christian Financial card to complete your online purchase.
 
IN-APP
Make purchases In-App by selecting Google Pay at checkout and finish your payment with your Christian Financial card.
 
See stores and apps that accept Google Pay

FAQ's

FAQ's

Making Purchases



IN-STORE
Make contactless purchases with Apple Pay® using your iPhone® or Apple Watch® and hold your device near the register. 
 
ONLINE
Make online purchases securely with Apple Pay by clicking the Apple Pay option then select your Christian Financial card to complete your online purchase.
 
IN-APP
Make purchases In-App by selecting Apple Pay at checkout and finish your payment with Touch ID® or Face ID®.

View stores and apps that accept Apple Pay.

FAQ's

FAQ's

 

How to join a virtual appointment in 3 easy steps
 

How to join a virtual appointment in 3 easy steps.

FAQs

+  What is Google Pay?

Google Pay provides owners of Android® devices the ability to use their Android phone to make in store, in-app and online payments using a Christian Financial credit or debit card.

+ How do I get Google Pay on my Device?

Google Pay may be preloaded on select devices. If your device does not have the app, simply download it from Google Play.

Google Pay requires that you sign-into your Google account before you register any credit/debit cards. During setup of Google Pay, you will be prompted to create a Google Pay PIN, pattern, or password. For select devices running Google Marshmallow 6.0 or later, you may use your fingerprint to verify transactions.

+ How do I know which card is my default card?

The first card added in Google Pay would be the default card for payment. It will show as the first card in the list at the top of the screen. The default card will also be noted with "default card”. To change your default card, select the card that you would like to make the default, and click "set as default”.

+ The merchant or cashier is asking for the last 4 digits of the card when I make a Google Pay transaction, what do I give them?

In the event you are asked to provide the last 4 digits of the card when you make an Google Pay transaction, you should provide the merchant with the last 4 digits of the device account number or token, as that was the account number used in the purchase. You can locate the last 4 digits of the device account number in the Google Pay app on the Card details associated with the card you are using for your purchase, just tap on the card image to access the number.

+ How do I remove my card from Google Pay?

When in the Google Pay app, you can touch your card to view the Card details, and also select remove card option.

+ What is Samsung Pay?

Samsung Pay provides owners of select Samsung Galaxy devices the ability to use their Galaxy phone to make payments almost anywhere you can swipe or tap your Christian Financial credit/debit cards.

+ How does Samsung Pay work?

Select Samsung Galaxy devices are equipped with Near Field communication technology (NFC) that transmits the tokenized version of the credit card / debit card payment credentials securely to a merchant terminal.  In addition to NFC, Samsung Pay supports a new proprietary technology, Magnetic Secured Transmission (MST) which transmits the same secure tokenized credit card / debit card payment credentials.  See below for more information about NFC and MST.

+ How do I remove my card from Samsung Pay?

When in the Samsung Pay app, you can touch your card to view the card details and also select the delete option.

+ How do I get Samsung Pay on my Device?

Samsung Pay is available with the Galaxy Note8, S8, S7, S7 edge, S6, S6 active, S6 edge+, S6 edge, Note5, Gear S2 (with NFC only) and Gear S3 through an app update. The availability will vary by mobile network operator. The app will appear when the customers install the operating system update. Samsung Pay will be a preloaded app on upcoming Samsung Iconic devices. The app is not available for download on unsupported devices.

+ How do I pay using Samsung Pay?

  1. Once your eligible Christian Financial card is registered to Samsung Pay, you may access Favorite Cards by swiping up from the bottom of your screen.
  2. The most recently added or used card is displayed. Swipe left or right to scroll through your registered payment cards.
  3. When you have the desired card selected, place your finger on the Home button. To use your Samsung Pay PIN, touch PIN. Then, enter your four-digit PIN.
Samsung Pay will indicate that you are ready to make a payment.

For NFC Payments
  • Hold the phone above the NFC reader on the payment terminal
  • Align the camera with the NFC logo
  • The two devices should be almost touching
For MST Payments
  • Hold the phone closely to the terminal
  • Align the camera to face the magnetic stripe card reader
  • The two devices should be almost touching
Using Samsung Pay on the Gear S3
  • Simply press and hold the back key to launch Samsung Pay on your Gear S3
  • Rotate the bezel to select a card
  • Tap to pay at any NFC or MST terminal
If necessary, complete the transaction on the payment terminal. For example, if you are using a debit card, you are still required to enter your Personal Identification Number (PIN). Some merchants/terminals may prompt you to verify the total charges are correct, while others will require a signature.

+ What is Apple Pay?

Apple Pay is a payments feature integrated into the Wallet app on your iOS device that lets you add your credit/debit cards to Apple Pay to make purchases at participating retailers in stores, using Near Field Communication (NFC) technology, or in app.

+ How does Apple Pay work?

To add your eligible CFCU credit/debit cards to Apple Pay, follow the Apple Pay instructions. Apple Pay provides the same benefits and protection as your physical card, with the convenience of making secure transactions on your iOS device. Use Apple Pay anywhere contactless payments are accepted and to make purchases in app with participating apps. For additional details, see the Apple Pay instructions.

+ How do I know which card is my default card?

If you load your card to Apple Pay from your iTunes account, this automatically becomes your default card; otherwise, the first card you add automatically becomes your default payment card. To change your default card, go to Settings on your device, then select Wallet & Apple Pay and you may then choose your default card. You can also go to Wallet anytime to pay with a different card.

+ How do I remove my card from Apple Pay?

You can remove your debit or credit card from from Apple Pay by selecting the card in Wallet, then choose the ‘info’ icon in the bottom right corner to see the back of the card. Scroll to the bottom to find the “remove card” option. Choosing this will instantly remove the card from Wallet and the Secure Element where the device account number is securely stored on the device.

+ What if my device is lost or stolen?

If your device is lost or stolen, you can suspend Apple Pay by using the “Find my iPhone” app or going to icloud.com and choosing the option for “Lost Mode.” You will also be given the option to “Erase All” on www.icloud.com. This will delete all cards from Apple Pay and the Secure Element. Contact CFCU to delete the token from your lost device. If in doubt regarding the status of your Christian Financial cards in Apple Pay, please contact CFCU by calling 586.772.6330.

+ Which Fitbit devices support Fitbit Pay?

Fitbit Pay works with Fitbit Charge 4, Fitbit Ionic, Fitbit Sense, Fitbit Versa 2, Fitbit Versa 3, and editions of Fitbit Charge 3 and Fitbit Versa that contain an NFC chip.   

+ How do I use the Wallet?

The Wallet section of the Fitbit app is where you add and remove payment cards for Fitbit Pay, set a default card for your device, edit a payment method, and review recent purchases. If you lose your device, you can also suspend the cards on it for added security. To open the Wallet, tap the Today tab  > your profile picture > your device image > Wallet.

+ How do I change the default card on my Fitbit device?

When you are ready to pay, your default card appears on your device's screen. To change your default card:
  1. In the Fitbit app, tap the Today tab , then tap your profile picture.
  2. Tap your device image, then tap the Wallet tile.
  3. Tap the card you want to set as the default option.
  4. Tap Set as Default.

+ Which Christian Financial cards can I use with digital wallets?

You can use your Christian Financial Visa debit card, Visa Signature card or your Visa Platinum card.

+ How do my Christian Financial credit or debit cards work with digital wallets?

When you add your CFCU debit or credit card, the number from your plastic card is replaced with a secure device account number (also called a token). This token is passed onto the merchant for payment instead of your actual card number.

+ Can I have more than one CFCU Visa® Debit or Credit Card in a single digital wallet?

Yes. You if you have multiple Christian Financial credit/debit cards you can add all of the cards to your digital wallet.

+ Can I add a single CFCU Visa Debit or Credit Card to more than one digital wallet or device? Ie. Both Google Pay and Samsung Pay. 

Yes. You can add your single CFCU Visa Debit or Credit Card to more than one digital wallet or more than one mobile device. 

+ Can the secondary/authorized user on my card add our shared card to their own device?

Yes, secondary and authorized users can add the shared card to their own digital wallet. Please note that any additional authentication that is required to add the card will be the primary member's information.

+ If I have a card with a chip/signature, will it work with a digital wallet?

Our Christian Financial Chip cards will work with Apple Pay®, Google Pay™, Samsung Pay, Fitbit Pay, Garmin Pay and Click to Pay by Visa.

+ Is there a fee associated with using a CFCU card with a digital wallet?

CFCU does not charge any fees to add your credit or debit cards to a digital wallet. There is no cost to use a digital wallet from Christian Financial; however, an active data plan is required. Based on your wireless plan and mobile carrier's offering, additional message and data charges may apply. Your credit card terms and conditions and/or your debit card account agreement will apply for purchases.

+ Can a digital wallet token be used for recurring charges, subscriptions or bills (Netflix, Amazon Prime, etc.)?

This service is not currently available.

+ Which Christian Financial cards can I use with digital wallets?

You can use your Christian Financial Visa debit card, Visa Signature card or your Visa Platinum card.

+ How do my Christian Financial credit or debit cards work with digital wallets?

When you add your CFCU debit or credit card, the number from your plastic card is replaced with a secure device account number (also called a token). This token is passed onto the merchant for payment instead of your actual card number.

+ Can I have more than one CFCU Visa® Debit or Credit Card in a single digital wallet?

Yes. You if you have multiple Christian Financial credit/debit cards you can add all of the cards to your digital wallet.

+ Can I add a single CFCU Visa Debit or Credit Card to more than one digital wallet or device? Ie. Both Google Pay and Samsung Pay. 

Yes. You can add your single CFCU Visa Debit or Credit Card to more than one digital wallet or more than one mobile device. 

+ Can the secondary/authorized user on my card add our shared card to their own device?

Yes, secondary and authorized users can add the shared card to their own digital wallet. Please note that any additional authentication that is required to add the card will be the primary member's information.

+ If I have a card with a chip/signature, will it work with a digital wallet?

Our Christian Financial Chip cards will work with Apple Pay®, Google Pay™, Samsung Pay, Fitbit Pay, Garmin Pay and Click to Pay by Visa.

+ Is there a fee associated with using a CFCU card with a digital wallet?

CFCU does not charge any fees to add your credit or debit cards to a digital wallet. There is no cost to use a digital wallet from Christian Financial; however, an active data plan is required. Based on your wireless plan and mobile carrier's offering, additional message and data charges may apply. Your credit card terms and conditions and/or your debit card account agreement will apply for purchases.

+ Can a digital wallet token be used for recurring charges, subscriptions or bills (Netflix, Amazon Prime, etc.)?

This service is not currently available.



Apple Pay®

Make purchases with Apple Pay® using your iPhone® or Apple Watch®, wherever you see the contactless symbol.



Google Pay

Pay using your Android™ phone wherever you see the contactless symbol.



Samsung Pay

Pay using your Samsung phone or watch wherever you see the contactless symbol.



Fitbit Pay

Pay using your phone wherever you see the contactless symbol.



Garmin Pay

Pay using your phone wherever you see the contactless symbol.
Learn more about Garmin Pay by viewing your watch's owner's manual. You can find your device's owner's manual on the Garmin Support page.

+ Which Christian Financial cards can I use with digital wallets?

You can use your Christian Financial Visa debit card, Visa Signature card or your Visa Platinum card.

+ How do my Christian Financial credit or debit cards work with digital wallets?

When you add your CFCU debit or credit card, the number from your plastic card is replaced with a secure device account number (also called a token). This token is passed onto the merchant for payment instead of your actual card number.

+ Can I have more than one CFCU Visa® Debit or Credit Card in a single digital wallet?

Yes. You if you have multiple Christian Financial credit/debit cards you can add all of the cards to your digital wallet.

+ Can I add a single CFCU Visa Debit or Credit Card to more than one digital wallet or device? Ie. Both Google Pay and Samsung Pay. 

Yes. You can add your single CFCU Visa Debit or Credit Card to more than one digital wallet or more than one mobile device. 

+ Can the secondary/authorized user on my card add our shared card to their own device?

Yes, secondary and authorized users can add the shared card to their own digital wallet. Please note that any additional authentication that is required to add the card will be the primary member's information.

+ If I have a card with a chip/signature, will it work with a digital wallet?

Our Christian Financial Chip cards will work with Apple Pay®, Google Pay™, Samsung Pay, Fitbit Pay, Garmin Pay and Click to Pay by Visa.

+ Is there a fee associated with using a CFCU card with a digital wallet?

CFCU does not charge any fees to add your credit or debit cards to a digital wallet. There is no cost to use a digital wallet from Christian Financial; however, an active data plan is required. Based on your wireless plan and mobile carrier's offering, additional message and data charges may apply. Your credit card terms and conditions and/or your debit card account agreement will apply for purchases.

+ Can a digital wallet token be used for recurring charges, subscriptions or bills (Netflix, Amazon Prime, etc.)?

This service is not currently available.



Apple Pay®

Make purchases securely with Apple Pay by tapping or clicking the Apple Pay option at checkout to complete your purchase.
LEARN MORE 



Google Pay

Choose Google Pay at checkout and make sure to select your Christian Financial card.
LEARN MORE



Samsung Pay

Choose Samsung Pay at checkout and enjoy convenience.
LEARN MORE 

Click to Pay

Online shopping that is simple and secure.
LEARN MORE

+ Can I lock a digital wallet?

Digital Wallets are locked when the device is locked.

+ What is the Secure Element?

The Secure Element is a dedicated chip in the device that securely stores the device account number.

+ What is a device account number (token)?

A device account number (token) is a substitute account number that replaces your card number and is used to make secure purchases in stores and in app. A device account number will not work outside of the secure payment environment.

+ Am I liable for unauthorized charges made with a digital wallet?

If you find unauthorized purchases through one of your digital wallets, please contact our Member Solutions Center immediately at 586.772.6330.

+ What if my card is lost or stolen?

Credit Card: If your card has been lost or stolen, call us immediately at 1.586.772.6330. Replacement cards will arrive in the mail within 7-10 days.
Debit Card: If your card has been lost, stolen, call us immediately at 1.586.772.6330. If you need a new card right away, you can visit one of our CFCU locations and get a card instantly issued to you! Otherwise, replacement cards will arrive within 7-10 days.

+ What happens when I replace or update my device?

If you replace or update your device, you will need to add your card(s) again to your digital wallet as a new setup.

+ What happens when my card is replaced?

Whether your card is replaced because it is lost or stolen, or if the card has expired, in most cases your new card will be automatically associated to the existing Digital Account Number (Token) in your device and can continue to be used for payments. If, for some reason, Christian Financial could not re-add your new card to the existing Digital Account Number (Token), you will see a notation in App that the card isn't active for use. You can then re-add your card, as you did initially to make it active again.

+ How do I make returns with purchases I’ve made using a digital wallet?

You can make a return the same way you would with your plastic card today by contacting the merchant directly. We do recommend you bring the device that you used when returning items purchased with a digital wallet.

+ Can I lock a digital wallet?

Digital Wallets are locked when the device is locked.

+ What is the Secure Element?

The Secure Element is a dedicated chip in the device that securely stores the device account number.

+ What is a device account number (token)?

A device account number (token) is a substitute account number that replaces your card number and is used to make secure purchases in stores and in app. A device account number will not work outside of the secure payment environment.

+ Am I liable for unauthorized charges made with a digital wallet?

If you find unauthorized purchases through one of your digital wallets, please contact our Member Solutions Center immediately at 586.772.6330.

+ What if my card is lost or stolen?

Credit Card: If your card has been lost or stolen, call us immediately at 1.586.772.6330. Replacement cards will arrive in the mail within 7-10 days.
Debit Card: If your card has been lost, stolen, call us immediately at 1.586.772.6330. If you need a new card right away, you can visit one of our CFCU locations and get a card instantly issued to you! Otherwise, replacement cards will arrive within 7-10 days.

+ What happens when I replace or update my device?

If you replace or update your device, you will need to add your card(s) again to your digital wallet as a new setup.

+ What happens when my card is replaced?

Whether your card is replaced because it is lost or stolen, or if the card has expired, in most cases your new card will be automatically associated to the existing Digital Account Number (Token) in your device and can continue to be used for payments. If, for some reason, Christian Financial could not re-add your new card to the existing Digital Account Number (Token), you will see a notation in App that the card isn't active for use. You can then re-add your card, as you did initially to make it active again.

+ How do I make returns with purchases I’ve made using a digital wallet?

You can make a return the same way you would with your plastic card today by contacting the merchant directly. We do recommend you bring the device that you used when returning items purchased with a digital wallet.
Learn more about Click to Pay by visiting Click to Pay's support page, here.



Apple Pay®

Make purchases In-App by selecting Apple Pay® at checkout and finish your payment with Touch ID® or Face ID®.
LEARN MORE 



Google Pay

Look for Google Pay symbol at checkout.
LEARN MORE 

Click to Pay

Online shopping that is simple and secure.
LEARN MORE

+ Can I lock a digital wallet?

Digital Wallets are locked when the device is locked.

+ What is the Secure Element?

The Secure Element is a dedicated chip in the device that securely stores the device account number.

+ What is a device account number (token)?

A device account number (token) is a substitute account number that replaces your card number and is used to make secure purchases in stores and in app. A device account number will not work outside of the secure payment environment.

+ Am I liable for unauthorized charges made with a digital wallet?

If you find unauthorized purchases through one of your digital wallets, please contact our Member Solutions Center immediately at 586.772.6330.

+ What if my card is lost or stolen?

Credit Card: If your card has been lost or stolen, call us immediately at 1.586.772.6330. Replacement cards will arrive in the mail within 7-10 days.
Debit Card: If your card has been lost, stolen, call us immediately at 1.586.772.6330. If you need a new card right away, you can visit one of our CFCU locations and get a card instantly issued to you! Otherwise, replacement cards will arrive within 7-10 days.

+ What happens when I replace or update my device?

If you replace or update your device, you will need to add your card(s) again to your digital wallet as a new setup.

+ What happens when my card is replaced?

Whether your card is replaced because it is lost or stolen, or if the card has expired, in most cases your new card will be automatically associated to the existing Digital Account Number (Token) in your device and can continue to be used for payments. If, for some reason, Christian Financial could not re-add your new card to the existing Digital Account Number (Token), you will see a notation in App that the card isn't active for use. You can then re-add your card, as you did initially to make it active again.

+ How do I make returns with purchases I’ve made using a digital wallet?

You can make a return the same way you would with your plastic card today by contacting the merchant directly. We do recommend you bring the device that you used when returning items purchased with a digital wallet.

+ Which Christian Financial cards can I use with digital wallets?

You can use your Christian Financial Visa debit card, Visa Signature card or your Visa Platinum card.

+ How do my Christian Financial credit or debit cards work with digital wallets?

When you add your CFCU debit or credit card, the number from your plastic card is replaced with a secure device account number (also called a token). This token is passed onto the merchant for payment instead of your actual card number.

+ Can I have more than one CFCU Visa® Debit or Credit Card in a single digital wallet?

Yes. You if you have multiple Christian Financial credit/debit cards you can add all of the cards to your digital wallet.

+ Can I add a single CFCU Visa Debit or Credit Card to more than one digital wallet or device? Ie. Both Google Pay and Samsung Pay. 

Yes. You can add your single CFCU Visa Debit or Credit Card to more than one digital wallet or more than one mobile device. 

+ Can the secondary/authorized user on my card add our shared card to their own device?

Yes, secondary and authorized users can add the shared card to their own digital wallet. Please note that any additional authentication that is required to add the card will be the primary member's information.

+ If I have a card with a chip/signature, will it work with a digital wallet?

Our Christian Financial Chip cards will work with Apple Pay®, Google Pay™, Samsung Pay, Fitbit Pay, Garmin Pay and Click to Pay by Visa.

+ Is there a fee associated with using a CFCU card with a digital wallet?

CFCU does not charge any fees to add your credit or debit cards to a digital wallet. There is no cost to use a digital wallet from Christian Financial; however, an active data plan is required. Based on your wireless plan and mobile carrier's offering, additional message and data charges may apply. Your credit card terms and conditions and/or your debit card account agreement will apply for purchases.

+ Can a digital wallet token be used for recurring charges, subscriptions or bills (Netflix, Amazon Prime, etc.)?

This service is not currently available.

+ Can I lock a digital wallet?

Digital Wallets are locked when the device is locked.

+ What is the Secure Element?

The Secure Element is a dedicated chip in the device that securely stores the device account number.

+ What is a device account number (token)?

A device account number (token) is a substitute account number that replaces your card number and is used to make secure purchases in stores and in app. A device account number will not work outside of the secure payment environment.

+ Am I liable for unauthorized charges made with a digital wallet?

If you find unauthorized purchases through one of your digital wallets, please contact our Member Solutions Center immediately at 586.772.6330.

+ What if my card is lost or stolen?

Credit Card: If your card has been lost or stolen, call us immediately at 1.586.772.6330. Replacement cards will arrive in the mail within 7-10 days.
Debit Card: If your card has been lost, stolen, call us immediately at 1.586.772.6330. If you need a new card right away, you can visit one of our CFCU locations and get a card instantly issued to you! Otherwise, replacement cards will arrive within 7-10 days.

+ What happens when I replace or update my device?

If you replace or update your device, you will need to add your card(s) again to your digital wallet as a new setup.

+ What happens when my card is replaced?

Whether your card is replaced because it is lost or stolen, or if the card has expired, in most cases your new card will be automatically associated to the existing Digital Account Number (Token) in your device and can continue to be used for payments. If, for some reason, Christian Financial could not re-add your new card to the existing Digital Account Number (Token), you will see a notation in App that the card isn't active for use. You can then re-add your card, as you did initially to make it active again.

+ How do I make returns with purchases I’ve made using a digital wallet?

You can make a return the same way you would with your plastic card today by contacting the merchant directly. We do recommend you bring the device that you used when returning items purchased with a digital wallet.