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Our Essential Checking account is a cost-effective way of keeping track of your expenses. Receive four free overdraft transfers from a savings account per month. Plus, with account features like our debit card, Online Banking, and nearly 30,000 surcharge-free ATM's through CO-OP Network, you will have easy access to your cash whenever you need it!

Effective January 23, 2021

Checking Service Charges

Essential Checking* $6.00 per month
E-Checking with/without E-Statements FREE/$6.00 per month
Select Checking with/without Debit Card, active loan & direct deposit FREE/$7.50 per month

*If a member has E-Checking and is not enrolled in E-Statements during a given monthly period, a monthly maintenance fee of $6.00 will be assessed for each month until re-enrolled in the E-Statement program. Business accounts not eligible for E-Checking. Click here for our Schedule of Service Charges.

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Reorder Checks

Need to change your PIN number?

Go to any CFCU ATM machine and change your PIN there. Don't have time to make it to a branch? Call 1-800-503-9249 and enter the card reference number. You will need the card expiration date, as well as the primary date of birth on the account.