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Looking for a cost-effective way to keep track of your finances? Christian Financial offers an Essential Checking account that makes managing your money easy!

The Details

Our Essential Checking account is for members who may prefer to manage their accounts more traditionally. With no minimum balance, unlimited check writing, and access to nearly 30,000 fee-free ATMs with the CO-OP Network we make managing your money easy.

Accessing your Checking Account

Essential Checking members also receive debit cards with their accounts, which gives them access to their money wherever Visa is accepted. Essential Checking members can also take advantage of our Digital Banking.


Checking Service Charges

Essential Checking $6.00 per month
E-Checking with/without E-Statements* FREE/$6.00 per month
Select Checking with/without Debit Card, active loan & direct deposit FREE/$7.50 per month

*If a member has E-Checking and is not enrolled in E-Statements during a given monthly period, a monthly maintenance fee of $6.00 will be assessed for each month until re-enrolled in the E-Statement program. Business accounts not eligible for E-Checking. Click here for our Schedule of Service Charges.

Change your Debit Card PIN

For your financial safety, we have placed the phone number to change your PIN in Online Banking. Once logged in navigate to Accounts and then scroll down for the phone number. Or after your first PIN is established, you can visit one of our ATMs and change it right there.