Our Essential Checking account is a cost-effective way of keeping track of your expenses. Receive four free overdraft transfers from a savings account per month. Plus, with account features like our debit card, Online Banking, and nearly 30,000 surcharge-free ATM's through CO-OP Network Opens a New Window. , you will have easy access to your cash whenever you need it!
Effective January 23, 2021
Checking Service Charges
||$6.00 per month
|E-Checking with/without E-Statements
||FREE/$6.00 per month
|Select Checking with/without Debit Card, active loan & direct deposit
||FREE/$7.50 per month
*If a member has E-Checking and is not enrolled in E-Statements during a given monthly period, a monthly maintenance fee of $6.00 will be assessed for each month until re-enrolled in the E-Statement program. Business accounts not eligible for E-Checking. Click here for our Schedule of Service Charges.
Open a Checking Account Now
Need to change your PIN number?
Go to any CFCU ATM machine and change your PIN there. Don't have time to make it to a branch? Call 1-800-503-9249 and enter the card reference number. You will need the card expiration date, as well as the primary date of birth on the account.