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A CFCU Classic Savings account provides a foundation for your savings at the credit union. Open as many Classic Saving accounts as you need to set aside funds for the future or even save for that special vacation or car you've been wanting to buy. Dividends are earned based on your daily balance and credited to your account quarterly. 

Use our savings calculators learn more about your savings options.

Want 24-hour access to your cash? Apply for a CFCU Debit Card today!

Open a Savings Account Now

Effective September 19, 2020

Share Accounts

  Dividend Rate APY* Minimum Balance
Savings** 0.050% 0.05% $100.00
Christmas Club** 0.250% 0.25% $100.00
Draft (checking) Accounts 0.000% 0.00% $0.00
Health Savings (HSA) 0.499% 0.50% $0.00
IRA Savings  0.499% 0.50% $1,000.00

*APY= Annual Percentage Yield. **If fees are applied, it may reduce the earnings on the account. Click here to view the full list of service charges & fees. The dividend rate is subject to change without notice.

Savings Service Charges

Excessive withdrawals on a Money Market account
(more than 6 withdrawals per month)
$3.00 per item
HSA set-up fee $20.00
IRA Savings inactivity fee (reviewed for activity between January 1 and December 31 each calendar year), effective for accounts with a balance less than $1,000.00 $40.00
IRA Certificate & IRA Savings closeout charge $25.00