Person writing check

ESSENTIAL CHECKING

Our Essential Checking account is a cost-effective way of keeping track of your expenses. Receive four free overdraft transfers from a savings account per month. Plus, with account features like our debit card, Online Banking, and nearly 30,000 surcharge-free ATM's through CO-OP Network, you will have easy access to your cash whenever you need it!

Effective September 23, 2019

Checking Service Charges

Essential Checking $6.00 per month
E-Checking with/without E-Statements FREE/$6.00 per month
Select Checking with/without Debit Card, active loan & direct deposit FREE/$7.50 per month

Open a Checking Account Now

Reorder Checks

Need to change your PIN number?

Go to any CFCU ATM machine and change your PIN there. Don't have time to make it to a branch? Call 1-800-503-9249 and enter the card reference number. You will need the card expiration date, as well as the primary date of birth on the account.