What could you do when you refinance? The benefits are easy to imagine:
Take advantage of today’s low rates and lock into a lower monthly payment
on qualifying refinance loans
Shorten your loan term so you can finish paying your home off faster
May be able to remove Private Mortgage Insurance to save more every month
from experts at Mortgage Center that you can trust
Every homeowner's situation is different. A quick mortgage review can help determine whether refinancing makes sense or confirms that staying right where you are is the right choice.
*Offer for 0.25%* rate discount $750 off* closing costs are available on refinance transactions. Offer available for applications taken by April 15th, 2026, and subject to change or end at any time. Mortgage rates current as of 02/03/2026, and assume a detached, owner-occupied property with a loan to value ratio of 75% and a credit score of 780. A loan with a 30-year term and an amount of $225,000 at an interest rate of 6,00% and an APR of 6.125% has a payment of $1,348.99 with -0.125 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Christian Financial Credit Union membership required. Offer applies to primary residence only. All loans subject to credit approval. This is not a commitment to lend. Other restrictions apply. Christian Financial Credit Union is Federally Insurance by NCUA. Mortgage Center is an equal housing lender, NMLS# 282701.