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Refinance & Unlock Employee Pricing with Mortgage Center

Through our partnership with Mortgage Center, qualifying members can enjoy Employee Mortgage Pricing, featuring up to $750 off* closing costs and up to a 0.25%* rate reduction.

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Benefits

Lower Rates, More Savings

What could you do when you refinance? The benefits are easy to imagine:

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Up to $750 off closing costs*

Take advantage of today’s low rates and lock into a lower monthly payment

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Up to a 0.25%* Rate Reduction

on qualifying refinance loans

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Shorten & Lower Your Term

Shorten your loan term so you can finish paying your home off faster

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Save on PMI

May be able to remove Private Mortgage Insurance to save more every month

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Personal Mortgage Guidance

from experts at Mortgage Center that you can trust

Our Trusted Partner, Mortgage Center

As a member of CFCU, you have access to Mortgage Center, our partner for more than 30 years. Christian Financial is an owner of Mortgage Center, so they’re invested in helping our members succeed.

Refinance Calculator

Should I refinance my mortgage?

Calculator results are estimates based on information you provide and Christian Financial does not guarantee your ability to receive these terms. Contact us for full terms and conditions.

Interested in refinancing?

Every homeowner's situation is different. A quick mortgage review can help determine whether refinancing makes sense or confirms that staying right where you are is the right choice.

*Offer for 0.25%* rate discount $750 off* closing costs are available on refinance transactions. Offer available for applications taken by April 15th, 2026, and subject to change or end at any time. Mortgage rates current as of 02/03/2026, and assume a detached, owner-occupied property with a loan to value ratio of 75% and a credit score of 780. A loan with a 30-year term and an amount of $225,000 at an interest rate of 6,00% and an APR of 6.125% has a payment of $1,348.99 with -0.125 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Christian Financial Credit Union membership required. Offer applies to primary residence only. All loans subject to credit approval. This is not a commitment to lend. Other restrictions apply. Christian Financial Credit Union is Federally Insurance by NCUA. Mortgage Center is an equal housing lender, NMLS# 282701.