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Christian Financial Credit Union | Youth Accounts

Teach, Save & Thrive

We offer beginner tools and resources for kids, students, and young adults to help them manage their finances better.

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Youth Account Savings

Open a Youth Account Online — It’s Easy & Brand New! 🎉

You can now open a Youth Savings Account online – no branch visit needed! Our youth accounts are designed to help kids learn smart saving habits while earning 5.00% APY* on their first $1,000.

It’s simple, secure, and takes just a few minutes to get started. Help your child’s savings grow, right from home!

Youth Savings

Type
Dividend Rate
Minimum Balance
APY*
Youth Savings* 4.91% $0-$1,000.00 5.00%
1.49% $1,000.01-$20,000.00 1.50%
0.05% $20,000.01+ 0.05%

*APY= Annual Percentage Yield. Yields may change after opening, and are subject to change without notice. This APY reflects a blended rate. Fees may reduce earnings. Rates are subject to change without notice. Limit one Youth Savings account per member. See our Member Agreement Booklet for full details.

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Featured Youth Certificate Option

Our Youth Certificate

A youth certificate can help foster good financial habits and growth at a young age. Plus, you can start saving with just $250!

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Digital Banking for Youth Accounts

Save It Like You Mean It

College, consoles, or that creator setup, save for what’s next with Goal Builder.

Saving money sounds boring—until you’ve got something awesome to save for. That’s where Goal Builder comes in. It helps you stay on track, build smart habits, and actually see your progress. Just pick your goal, watch your savings grow, and feel good knowing you’re getting closer every day. It’s like having a hype crew for your wallet.

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Open a Youth Account

We’ve made it easier than ever to open a Youth Savings Account, all online, all secure. Get started today!