*If a Launch-assisted home is sold or refinanced within the five-year retention period, a portion of the grant funds received may need to be returned. **Housing Counseling Requirements: May only provide Launch funds to households that complete a homebuyer or homeowner counseling program provided by, or based on one provided by, an organization experienced in homebuyer or homeowner counseling, A completion certificate must be provided showing the date of completion, provider of the training and any certifications the program may have obtained. Counseling must take place before closing and generally not more than one year earlier than the enrollment date. Launch funds may be used to pay housing counseling where counseling fees have not been covered by another funding.
Mortgage Center is an Equal Housing Lender, NMLS# 282701.