Looking to make your home more energy-efficient without taking on a home equity loan? With Christian Financial Credit Union and the Michigan Saves Home Energy Loan Program, upgrading your home is simpler than you might think.

As a select lender for Michigan Saves, we help Michigan homeowners access smart financing for a greener home with low rates, flexible terms, and a guided process from start to finish.

Smart Financing for a Greener Home

Whether you’re upgrading outdated systems or investing in long-term energy savings, this program makes energy-efficient home improvements in Michigan easy to manage.

Through Michigan Saves, you’ll work directly with an authorized contractor who helps you:

• Identify the best upgrades for your home
• Complete a home energy analysis
• Apply for affordable home energy loan financing in Michigan

What Can You Upgrade?

Your Michigan Saves loan can be used for a wide range of energy-efficient home upgrades, including:

• Heating & cooling systems (HVAC)
• Windows, insulation, and air sealing
• Water heaters and plumbing improvements
• Solar panels and battery storage
• Energy-saving appliances
• Electric vehicle (EV) charging stations

How It Works

Getting started is easier than you think:

1. Find a Contractor
Connect with a Michigan Saves authorized contractor to get an estimate for your project.

2. Complete a Home Energy Analysis
Your contractor will evaluate your home and recommend improvements to boost efficiency and savings.

3. Apply for Financing
Let your contractor know you’re a CFCU member, they’ll guide you through the Michigan Saves loan application. Once approved, your project can begin.

Affordable Energy-Smart Financing

With Michigan Saves financing through CFCU, you can take advantage of:

• Competitive, low-interest rates
• Flexible repayment terms up to 180 months
• Loan amounts up to $50,000
• Lower monthly payments compared to traditional personal loans

Make Your Home More Efficient

From small upgrades to major improvements, green home financing in Michigan helps you create a more comfortable, energy-efficient space. Ready to get started? Explore your options & take the next step toward a smarter, more efficient home.