Using your home’s equity to consolidate high‑interest debt can lower your rates and simplify payments.

A HELOC lets you borrow against your home’s equity, typically up to 80–90% of its value. A quick calculator can estimate how much you may qualify for based on your home value, mortgage balance, and credit factors.

A home equity loan lets you borrow against the equity in your home with fixed payments and predictable terms. Compare it to a flexible HELOC and explore your borrowing power today.