Skip to content
close

Fraud Alert: Beware of calls or texts claiming to be from CFCU asking for personal info.

Man and African American women moving into home with boxes in their hands

Shop Your Perfect Home With Our Lock & Shop Offer!

In today’s fast-paced housing market, home hunting can be both exciting and stressful. The uncertainty of fluctuating mortgage rates adds another layer of complexity to the process. Luckily this summer you can focus on finding the perfect home with our Lock & Shop offer!

Secure Your Rate for 90 Days* ๐Ÿ“…

Lock in your mortgage rate for 90 days!* This means you can take your time shopping for your new home, knowing that your rate is secured regardless of market fluctuations. When you find the right house, you can move quickly and confidently – assured that your mortgage rate won’t change.

Benefit from Rate Drops ๐Ÿ“‰

If mortgage rates lower during your 90-day lock period, you will receive the lower rate – getting you the best possible deal on your mortgage.

Apply to Most Mortgage Loans ๐Ÿก

Our Lock & Shop offer can be used on most mortgage loans. Whether you’re a first-time homebuyer, considering refinancing, or exploring other loan options, our diverse selection of mortgage products with our partner at Mortgage Center guarantees you’ll find the perfect fit for your needs and budget.

Be Locked In for the Summer ๐ŸŒž

Summer is a peak time for home buying, and with the Lock & Shop feature, you can take advantage of the season without the stress of rising rates. Secure your rate now and enjoy a seamless, worry-free home shopping experience.

Get started and take advantage of this offer by filling out the form below!

Ready to Learn More?

Complete the form below and one of our knowledgeable mortgage representatives will contact you soon.





Preferred Contact Method:

*Lock and Shop program applies to conventional residential first mortgages financed with mortgage center and excludes FHA, VA and Home Equity Loans and Lines of Credit. The rate protection program is available on purchase and refinance transactions. Mortgage amount must be between $40,000 and $726,200 to be eligible. Mortgage rates current as of 05/30/2024 and assumes a 30-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 80% and a credit score of 780. A loan amount of $200,000 at an interest rate of 6.875% and an APR of 7.025% has a payment of $1,313.86 with 0.0 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Rate adjustment may only be done once during the application. The last date to redeem the lower rate program is the date of the issuance of the clear to close by Mortgage Center. The promotion has no cash value and is subject to change at any time. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Other restrictions may apply. Christian Financial Credit Union membership required. Mortgage Center is an Equal Housing Lender, NMLS# 282701. Christian Financial Credit Union is federally insured by NCUA.