Unlock Your Home’s Equity With A Smarter Way to Borrow

If you’re looking for a smart and affordable way to access extra cash, a Home Equity Line of Credit (HELOC) could be the perfect solution. Whether you need to renovate your home, consolidate debt, cover education costs, or handle unexpected expenses, a HELOC gives you financial flexibility with lower interest rates than most personal loans or credit cards. For a limited time, pay $0 in closing costs* on a new Home Equity Line of Credit with Christian Financial.

What is a HELOC?
A HELOC is a revolving line of credit that lets you borrow against the equity in your home. Unlike a traditional loan, you can withdraw funds as needed, similar to a credit card—only with significantly lower interest rates.

Why Choose a HELOC?
✅ Lower Interest Rates – Enjoy rates much lower than credit cards and personal loans.
✅ Flexible Access to Funds – Borrow what you need, when you need it.
✅ Only Pay for What You Use – Interest is only charged on the amount you withdraw.
✅ Use It for Anything – Home renovations, debt consolidation, emergency expenses, or even a dream vacation.

Is a HELOC right for You?
If you’ve built up equity in your home and want a flexible, low-cost borrowing option, a HELOC could be a game-changer. Instead of letting your home’s value sit unused, you can put it to work for you—on your terms.

Get Started Today!
Don’t miss out on the opportunity to leverage your home’s equity for financial freedom. Contact us today to learn more and see how much you qualify for!

*APR = Annual Percentage Rate. Rates shown are the best available, subject to change without notice, based on credit history and pending credit approval. Loans financed over 80% Loan to Value may be subject to a higher rate of interest. Minimum amount financed on a Home Equity Line of Credit is $7,500. Must have ability to repay. Christian Financial waives fees on Home Equity Lines of Credit up to $75,000 for Collateral Valuation (including appraisal if required), Credit Report, Flood Certification, Junior Title Policy and Mortgage Recording. Applicant pays appraisal fee, which is fully reimbursed at closing if loan approved and the loan closes within 45 days of application. Offer may be discontinued or changed at any time. Home Equity Lines of Credit are available on primary residences only, in the State of Michigan. The minimum rate that may be imposed is 5.50% APR. The maximum rate that may be imposed is 14.00% APR. You must pay certain fees to third parties to the originated Home Equity Loan. These fees generally total between $0.00 and $1,000. If you ask, we will provide you with an itemization of the fees you will have to pay third parties. Property insurance is required, and flood insurance may be required. Non-members will be charged a $10 new membership fee upon account opening. Offer valid until May 31, 2025. Contact Christian Financial for full details. Christian Financial Credit Union is federally insured by the NCUA. Equal Housing Opportunity Lender.