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Credit Union Business Savings Accounts
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Minimum Balance
Digital Access
Electronic Statements
Eligibility Requirements
Business Savings
None*
None
Money Market
$100
None
CDs
$500
Yes
None
Business Savings Account Features
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Account Opening
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Digital Access
View your savings and E-Statements all inside Digital Banking
Certificates of Deposit
Term | Dividend Rate | Minimum Balance | APY* |
|---|---|---|---|
| 12 Month Super Saver Certificate** | 3.78% | $500 | 3.85% |
| 12 Month Save To Win Certificate*** | 1.49% | $25 | 1.50% |
| 12 Month Youth Certificate | 4.12% | $250 | 4.20% |
| 12 Month | 4.12% | $500 | 4.20% |
| 18 Month | 4.02% | $500 | 4.10% |
| 24 Month | 3.93% | $500 | 4.00% |
| 36 Month | 3.93% | $500 | 4.00% |
| 48 Month | 3.45% | $500 | 3.50% |
| 60 Month | 3.45% | $500 | 3.50% |
*APY = Annual Percentage Yield. Dividends are compounded and credited monthly. Penalties may apply for early withdrawals from certificate accounts. Fees may reduce earnings. Rates are subject to change without notice. See our Member Agreement Booklet for full details.
**SUPER SAVER CD
Additional Super Saver deposits not to exceed $100,000 in aggregate per Certificate. Maximum number of Super Saver Certificates is limited to TWO per Social Security number. See our Member Agreement Booklet for full details.
***SAVE TO WIN
Additional deposits can be made throughout the term of the certificate. Maximum number of Save To Win Certificates is limited to ONE per Social Security number. See full disclosures for specific Save To Win CD details. Save to Win Early Withdrawal Penalty will be equal to $25. Fees may reduce earnings. View the Save to Win Official Rules for full details.
Ready to open an account?
Required documents and items you may need for your account opening are listed below.
Association
- Minutes naming the Authorized Signers for the Account
- Proof of EIN (if opening with an EIN instead of a signers' SSN)
- Valid picture ID and Social Security Number for all Authorized Signers
- Phone Number, Mother's Maiden Name, and email address for all Authorized Signers
- $15 for your initial account opening ($5 Membership Share and $10 New Member Service Charge)
Campaign/Committee to Elect
- Statement of Organization naming Christian Financial Credit Union as Depository
- Proof of EIN
- Valid picture ID and Social Security Number for all Authorized Signers
- Phone Number, Mother's Maiden Name, and email address for all Authorized Signers
- Valid picture ID and Social Security Number for all Beneficial Owners (Anyone who owns 25% of higher of the business)
- $15 for your initial account opening ($5 Membership Share and $10 New Member Service Charge)
Church
- Article of Incorporation-Ecclesiastical
- Letter signed by Pastor or Minutes naming the Authorized Signers for the account
- Proof of EIN
- Valid picture ID and Social Security Number for Pastor, all Authorized Signers, and highest person in charge
- Phone Number, Mother's Maiden Name, and email address for Pastor, all Authorized Signers, and highest person in charge
- $15 for your initial account opening ($5 Membership Share and $10 New Member Service Charge)
Corporation
- Article of Incorporation
- Proof of EIN
- Valid picture ID and Social Security Number for the Owner and all Authorized Signers
- Phone Number, Mother's Maiden Name, and email address for Owner and all Authorized Signers
- Valid picture ID and Social Security Number for all Beneficial Owners (Anyone who owns 25% of higher of the business)
- $15 for your initial account opening ($5 Membership Share and $10 New Member Service Charge)
DBA/Sole Proprietor
- DBA/Sole Proprietor Business Certificate
- Letter signed by Owner naming the Authorized Signers for the account (if naming authorized signers)
- Proof of EIN (if opening with an EIN instead of an SSN)
- Valid picture ID and Social Security Number for the Owner and all Authorized Signers
- Phone Number, Mother's Maiden Name, and email address for Owner and all Authorized Signers (if naming authorized signers)
- $15 for your initial account opening ($5 Membership Share and $10 New Member Service Charge)
LLC
- Article of Organization
- Proof of EIN
- Operating Agreement for the LLC; naming the members and their roles
- Valid picture ID and Social Security Number for the Owner and all Authorized Signers
- Phone Number, Mother's Maiden Name, and email address for Owner and all Authorized Signers
- Valid picture ID and Social Security Number for all Beneficial Owners (Anyone who owns 25% of higher of the business)
- $15 for your initial account opening ($5 Membership Share and $10 New Member Service Charge)
Non-Profit
- Article of Incorporation
- Letter signed by Owner naming the Authorized Signers for the account (if signer's names are not listed on the Articles of Incorporation)
- Proof of EIN
- Valid picture ID and Social Security Number for the Owner and all Authorized Signers
- Phone Number, Mother's Maiden Name, and email address for Owner and all Authorized Signers
- Valid picture ID and Social Security Number for all Beneficial Owners (Anyone who owns 25% of higher of the business)
- $15 for your initial account opening ($5 Membership Share and $10 New Member Service Charge)
Partnership
- Partnership Business Certificate
- Proof of EIN (if opening with an EIN instead of an SSN)
- Letter signed by Owners naming the Authorized Signers for the account (if naming authorized signers)
- Valid picture ID and Social Security Number for the Owners and all Authorized Signers (if naming authorized signers)
- Phone Number, Mother's Maiden Name, and email address for Owners and all Authorized Signers (if naming authorized signers)
- Valid picture ID and Social Security Number for all Beneficial Owners (Anyone who owns 25% of higher of the business)
- $15 for your initial account opening ($5 Membership Share and $10 New Member Service Charge)
Business Member Reviews
“Our businesses have been associated with Christian Financial for over 35 years. CFCU service is excellent, fees are reasonable, and attention we get from tellers up to the CEO is remarkable! We will certainly continue our relationship with CFCU for many years to come. I highly recommend to become a member at CFCU!”
“We are extremely grateful for the dedicated and caring staff at CFCU for believing in our vision and providing the financing for the purchase of our forever home. Their unwavering support has paved the way for our 501(c)(3) nonprofit organization, Friends of Foster Kids, to establish a permanent and secure space to continue to transform the lives of hundreds of children in foster care. We are deeply thankful for the trust and partnership we’ve created. Thank you, Christian Financial!
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*APY = Annual Percentage Yield. See full terms and conditions.