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New Home Purchase and Refinance

Buying a Home or Refinancing?

For a limited time, save 0.50%* on your mortgage rate when you purchase a new home or refinance your current one. Complete the form to connect with a mortgage expert and see if you qualify.

Benefits

Why Homebuyers Choose CFCU & Mortgage Center

Competitive financing, personalized guidance, and local support—all designed to help you buy with confidence.

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Save 0.50% APR* on Your Mortgage Rate

Limited-time offer on eligible new home purchase loans.

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Dedicated Mortgage Experts

Get personalized support from application through closing.

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Find the Right Mortgage

A variety of loan programs for first-time and experienced homebuyers.

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Trusted Mortgage Experience

35+ years helping credit union members finance their homes.

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Estimate Your Payment for a New Home

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Calculator results are estimates based on information you provide and Christian Financial does not guarantee your ability to receive these terms. Contact us for full terms and conditions.

Let's Get Started!

Complete this short form and a Mortgage Center expert will contact you to discuss your home purchase financing and answer your questions. There's no obligation—just personalized guidance to help you explore your options.

What Happens Next?

  1. Complete the form.
  2. Connect with a Mortgage Center Expert.
  3. Explore your financing options for your new home.

Mortgage Experts You Can Trust

For more than 30 years, Mortgage Center has helped credit union members finance their homes. As CFCU’s trusted mortgage partner, they’ll guide you through every step – from application to closing.

*Offer for 0.5% rate discount is available on purchase and refinance transactions. Application must be taken between now through August 31st, 2026. Mortgage amount must be between $40,000 and $832,750 to be eligible. Mortgage rates current as of 7/6/2026 and assumes a 30-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 75% and a credit score of 780. A loan amount of $225,000 at an interest rate of 6.375% and an APR of 6.506% has a payment of $1,403.71 with -0.125 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Offer applies to first mortgages financed with Mortgage Center and excludes ARM loans, Jumbo loans, home equity loans, and CU Exclusive Zero Down Payment, Right Choice, One-Time Construction, Home Renovation, Hobby Farm, Max Cash-Out Refinance, New Start, Rapid Refi loans, and loans for investment properties. Existing Christian Financial Credit Union membership required. Offer may not be combined with any other promotion or discount. All promotional pricing is subject to a 5.25% interest rate floor. Under no circumstances will the interest rate be reduced below 5.25%, including through promotional discounts, lender credits, or borrower-paid discount points. The offer has no cash value. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Mortgage Center is an Equal Housing Lender, NMLS# 282701. Christian Financial Credit Union is Federally Insured by NCUA.