Home / Certificate of Deposits 12, 18 & 24 Month

Certificates of Deposit from CFCU

Grow your Savings With a Certificate of Deposit

Our rates will set you up for success.

Certificates of Deposit

Term	Dividend Rate	Minimum Balance	APY*
12 Month Super Saver Certificate**	3.78%	$500	3.85%
12 Month Save To Win Certificate***	1.49%	$25	1.50%
12 Month Youth Certificate	4.12%	$250	4.20%
12 Month	4.12%	$500	4.20%
18 Month	4.02%	$500	4.10%
24 Month	3.93%	$500	4.00%
36 Month	3.93%	$500	4.00%
48 Month	3.45%	$500	3.50%
60 Month	3.45%	$500	3.50%

*APY = Annual Percentage Yield. Dividends are compounded and credited monthly. Penalties may apply for early withdrawals from certificate accounts. Fees may reduce earnings. Rates are subject to change without notice. See our Member Agreement Booklet for full details.

**SUPER SAVER CD
Additional Super Saver deposits not to exceed $100,000 in aggregate per Certificate. Maximum number of Super Saver Certificates is limited to TWO per Social Security number. See our Member Agreement Booklet for full details.

***SAVE TO WIN
Additional deposits can be made throughout the term of the certificate. Maximum number of Save To Win Certificates is limited to ONE per Social Security number. See full disclosures for specific Save To Win CD details. Save to Win Early Withdrawal Penalty will be equal to $25. Fees may reduce earnings. View the Save to Win Official Rules for full details.

Benefits of a CD from CFCU

How can a CD Benefit You?

Low Mininum Balance

Only $500 to open a 12, 18 & 24 month CD.

NCUA Insured

Confidence and trust that your funds are secure with us.

No market risk

Your CD’s performance is independent of market fluctuations, so there is no risk involved.

Guaranteed returns

Your money will experience consistent growth at a predetermined rate

Calculate Your Payment

Calculate CD/Savings Account Earnings

Enter Your Deposit Amount

CD Term

APY

Earnings

6 Month

2.00%

12 Month

4.20%

12 Month Save To Win Certificate

1.50%

12 Month Super Saver Certificate

3.85%

12 Month Youth Certificate

4.20%

18 Month

4.10%

24 Month

4.00%

36 Month

4.00%

48 Month

3.50%

60 Month

3.50%

APY = Annual Percentage Yield. Rates effective as of June 9, 2025. Dividends are compounded and credited quarterly for 6 month CDs and monthly for all other CDs. Penalties may apply for early withdrawals from certificate accounts. Fees may reduce earnings. Rates are subject to change without notice. Super Saver and Save to Win CDs allow additional deposits throughout the term. See full details for terms and conditions.

Calculator results are estimates based on information you provide and Christian Financial does not guarantee your ability to receive these terms. Contact us for full terms and conditions.

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