Sticking to a budget isn’t always easy—but we’re here to make it simpler! With your CFCU Visa® Credit Card, you now have the flexibility to pay for purchases the same way you always have, or choose an installment plan so your purchase is paid off over a specific term that you select. And, unlike other financial institutions or buy-now-pay-later services, we offer one flat rate with absolutely no hidden fees!**
*Your ability to create each new installment plan will depend on an assessment of eligibility made at the time you seek to create an installment plan. In order to create a new installment plan, your account must be in good standing and you must have a minimum $300 purchase or statement balance on your eligible card. We may also limit or otherwise restrict your ability to participate in the installment program based on your account’s available credit or for any other reason. APR = Annual Percentage Rate. Rates are subject to change. Rate shown is the lowest available, and will be based on purchase amount and term, which is disclosed during plan creation.
Annual Fee
Lowest Rate
Minimum Credit Line
Digital Access
Card Management
ATM Access
Balance Transfers
Over Limit Coverage**
Card Security Monitoring
Rewards
Cash Back
Cashback Mall Access
Travel Benefits
Auto Benefits
Buyer’s Protection
CFCU Visa® Platinum
A great option for a first credit card, low-rate card, or trying to boost your credit score.
None
8.90% APR*
$2,000
CFCU Visa® Signature
This is the card you want if you’re looking for rewards. You’ll get 1.00% Cash Back on everything and more.
None
9.90% APR*
$5,000
1.00% Cash Back on all purchases plus bonus Cash Back offers throughout the year.
Signature
Enjoy Travel Benefits to cover you in any way you need it.
Signature
Purchases made on your card could be covered.
Signature
Roadside Dispatch is an optional benefit that is available to you at no cost.
Platinum, Signature
Additional Signature Benefits provided by Visa.
Signature
Looking to get rid of high-interest credit card debt?
Platinum, Signature
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*APR = Annual Percentage Rate. Rates based on credit history and subject to change without notice. Rates shown are lowest available. In order to be eligible for Over Limit Coverage, you must opt-in. **Applies to purchases only, not cash advances. New Signature card offers apply to brand new accounts only. Upgrades from a Platinum card are not eligible for new card offers.
View our full Visa Terms and Conditions.
View the full Visa Solicitation of Rates.
View Rates and Fees Information.