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Grow Your Savings With A CD

Reach Higher Returns.

You’ve done the hard part and built your savings, now let our 12-, 18- & 24-month Certificate of Deposit (CD)’s help you earn even more with a fixed rate of 4.50% APY*. Incoming wire fee** waived for a limited time.

Choose Your CD Term:

How Can a CD Benefit You?

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Earn More on Idle Savings

Put a portion of your savings to work with a fixed rate designed to help your money grow.

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Federally Insured Security

Confidence that your savings are federally insured by the NCUA.

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No market risk

Your CD’s performance is independent of market fluctuations, so there is no risk involved.

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Guaranteed returns

Your money will experience consistent growth at a predetermined rate.

Moving money is simple with ACH, wire, and internal transfer options.

Incoming wire fee** waived for a limited time.

Calculate Your Savings

Calculate CD/Savings Account Earnings

CD Term
APY
Earnings
6 Month
2.00%
-
12 Month
4.50%
-
12 Month Save To Win Certificate
1.50%
-
12 Month Super Saver Certificate
3.50%
-
12 Month Youth Certificate
4.50%
-
18 Month
4.50%
-
24 Month
4.50%
-
36 Month
3.75%
-
48 Month
3.50%
-
60 Month
3.75%
-
APY = Annual Percentage Yield. Rates effective as of November 5, 2026. Dividends are compounded and credited quarterly for 6 month CDs and monthly for all other CDs. Penalties may apply for early withdrawals from certificate accounts. Fees may reduce earnings. Rates are subject to change without notice. Super Saver and Save to Win CDs allow additional deposits throughout the term. See full details for terms and conditions.
Calculator results are estimates based on information you provide and Christian Financial does not guarantee your ability to receive these terms. Contact us for full terms and conditions.

It's Easy to Move More of Your Savings Into a CD

Simple Savings, Made Easy

Open a CFCU CD in minutes, online or in app. Quick, simple, and stress-free from the start.

See More CD Options
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Choose Your Term

Select the CD option that best fits your goals and timeline.

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Fund Your CD

Transfer money from a CFCU account or another financial institution. We’re waiving the incoming wire fee!

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Confident, Reliable Savings

Enjoy peace of mind with guaranteed returns, no market risk, NCUA-insured funds, and predictable growth.

Read More to Learn Benefits
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Reviews

Don't take our word for it!

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5 star rating

“The process was super straightforward. No confusion, no pressure, just picked my term and got it set up.”

-Nicole
Google
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5 star rating

“Christian Financial made it easy to open a CD and just let it grow.”

-Andrew
Google
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5 star rating

“I wanted a better rate without the hassle. The CD was quick to open and made sense for me.”

-Emily
Google
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*APY = Annual Percentage Yield. APY accurate as of . Minimum balance to open and earn APY is $500. Penalties may apply for early withdrawals from certificate accounts. Fees may reduce earnings. Rates are subject to change without notice. Contact CFCU for full details. Insured by NCUA.

**Incoming wire fee waived for a limited time.