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Michigan Home Mortgages

Mortgages? Yeah, we've got those.

As a member of CFCU, you have access to Mortgage Center, our partner for more than 30 years. Christian Financial is an owner of Mortgage Center, so they’re invested in helping our members succeed.

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Mortgage Center Offers

Save Big on Your Next Mortgage

For a limited time, get 0.125% APR* off your rate!

Estimate my monthly mortgage payment

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Calculator results are estimates based on information you provide and Christian Financial does not guarantee your ability to receive these terms. Contact us for full terms and conditions.
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Credit Coach

Crush Your Credit

Knowing where you stand on your credit score is the first step in preparing to apply for a Mortgage

Credit Coach helps you monitor your score, simulate changes, and even improve or maintain your credit score, all from our mobile app.

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We're here anytime you need us.

Ready to Apply?

Mortgage Center is ready to help you get into a new home or refinance your current one.

*Member will save 0.125% off the published rate and up to $750 off the current administration and underwriting fees on a closed home loan. Application must be taken between November 1st, 2025 through December 31st, 2025. Mortgage amount must be between $40,000 and $806,500 to be eligible. Mortgage rates current as of 10/31/2025 and assumes a fixed-rate purchase or refinance of a detached, owner-occupied property with a loan to value ratio of 75% and a credit score of 780. A loan amount of $225,000 at an interest rate of 6.0% and an APR of 6.125% has a payment of $1,348.99 with -0.125 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher.  Borrowers are responsible for any third-party costs including but not limited to: title, tax certificate, and appraisal. Offer applies to Conventional Residential First Mortgages financed with Mortgage Center and excludes Fannie Mae, Freddie Mac, FHA, VA and Jumbo loans, as well as loans for investment properties. Christian Financial Credit Union membership required. Offer may not be combined with any other promotion or discount. The offer has no cash value. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Mortgage Center is an Equal Housing Lender, NMLS# 282701. Christian Financial Credit Union is Federally Insured by NCUA.