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Christian Financial Credit Union | Certificates of Deposit
Secure Your Savings With a CD
A Certificate of Deposit (CD) is like a money time capsule – you lock away your cash for a set amount of time, and in return, your account gains more interest than a traditional savings account. Sit back and watch your cash blossom with our variety of CD options!
Choose the Right CD for You!
We Have Options
Term CDs
Make smart money moves with our Term Certificates! You get to call the shots on how long your money stays invested – whether it’s 6 months or 5 years, you have choices.
Save To Win CDs
Our Save to Win Certificate is only $25 to open and you can add to it as often as you like. With a Save to Win CD you have chances to win extra cash every month just for saving!
Super Saver CDs
Start with just $500 and watch your money grow. Plus, you can supercharge your savings with additional deposits of at least $50 along the way.
Start Winning Today with Save to Win!
For every $25 increase in your month over month balance, you are entered for a chance to win cash prizes each month. Plus, you collect interest on all the money you deposit!
Maximize Your Savings with a Certificate of Deposit
The Benefits of CDs – Explained
They offer steady growth
CDs offer a fixed interest rate that exceeds regular savings accounts, ensuring that your money will experience consistent growth at a predetermined rate.
No market risk
Your CD’s performance is independent of market fluctuations, so there is no risk involved.
NCUA Insured
Confidence and trust that your funds are secure with us.
Low minimum balance
Only $500 to open most CDs with Christian Financial. Only $25 for a Save to Win account!
Simple to open
Open your new CD online in minutes. Fund your new CD with money held outside the Credit Union or from your Christian Financial account.
6 Month Certificate
Term | Dividend Rate | Minimum Balance | APY* |
|---|---|---|---|
| 6 Month* | 1.99% | $500 | 2.00% |
*APY = Annual Percentage Yield. Dividends are compounded and credited quarterly. Penalties may apply for early withdrawals from certificate accounts. Fees may reduce earnings. Rates are subject to change without notice. See our Member Agreement Booklet for full details.
Certificates of Deposit
Term | Dividend Rate | Minimum Balance | APY* |
|---|---|---|---|
| 12 Month Save To Win Certificate*** | 1.49% | $25 | 1.50% |
| 12 Month Super Saver Certificate** | 3.78% | $500 | 3.85% |
| 12 Month Youth Certificate | 4.31% | $250 | 4.40% |
| 12 Month | 4.31% | $500 | 4.40% |
| 18 Month | 4.46% | $500 | 4.55% |
| 24 Month | 4.31% | $500 | 4.40% |
| 36 Month | 3.93% | $500 | 4.00% |
| 48 Month | 3.45% | $500 | 3.50% |
| 60 Month | 3.69% | $500 | 3.75% |
*APY = Annual Percentage Yield. Dividends are compounded and credited monthly. Penalties may apply for early withdrawals from certificate accounts. Fees may reduce earnings. Rates are subject to change without notice. See our Member Agreement Booklet for full details.
**SUPER SAVER CD
Additional Super Saver deposits not to exceed $100,000 in aggregate per Certificate. Maximum number of Super Saver Certificates is limited to TWO per Social Security number. See our Member Agreement Booklet for full details.
***SAVE TO WIN
Additional deposits can be made throughout the term of the certificate. Maximum number of Save To Win Certificates is limited to ONE per Social Security number. See full disclosures for specific Save To Win CD details. Save to Win Early Withdrawal Penalty will be equal to $25. Fees may reduce earnings. View the Save to Win Official Rules for full details.
Calculate CD/Savings Account Earnings
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Reviews
Don't take our word for it!
“If you want to get great rates on a CD or other low-risk investment accounts, come here for sure!”
“I couldn’t be happier with the service I received from Christian Financial. They were professional, so knowledgeable, always friendly and not pushy on service they were providing.”
“I love CFCU! I’ve been with them for 10 years – great staff and good service!”
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